Blog - Advisors India

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Private banks to see a higher rise in NPAs than public peers in FY27

Private banks anticipate a faster rise in bad loans by FY27 compared to public sector banks. This trend is driven by increased exposure to unsecured retail and MSME loans. Stress is growing in these segments, impacting the rural economy. The…

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IT firms redraw hiring strategies as GenZ moves on faster

About 35-40% of Gen Z hiring across the broader IT sector is now replacement-driven, up from 20-25% two years ago, while in IT services, 55-60% of entry-level hiring is now driven by replacements, experts said.

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Iran war: Indian alternative investment firms in Gulf stare at sea of uncertainty

Indian alternative investment firms are experiencing a slowdown in Gulf capital as regional conflicts make high-net-worth individuals and institutions more cautious. Fresh commitments have sharply decreased, prompting some fund managers to seek investors elsewhere and leading to a “vacuum” in…

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Vivek Gupta appointed CONCOR Director Finance CFO, brings 32 years experience

On April 21, 2026, Vivek Gupta officially steps into the role of Director (Finance) and CFO at CONCOR, bringing a wealth of expertise from his years with Indian Railways. Known for his impressive record in finance and his adept leadership,…

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Indian Institute of Accountancy? Early idea triggers debate on future of CA, CS, CMA education

The idea, first floated by a parliamentary panel, has gained fresh traction following media reports suggesting that the Ministry of Corporate Affairs (MCA) is considering a new body, tentatively called the Indian Institute of Accounting, which could oversee examinations and…

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HDFC Bank's Atanu Chakraborty episode may not be dramatic for lender's financial show

HDFC Bank posted a strong FY26 performance despite recent governance-related headlines and leadership changes, with CreditSights noting that these developments are unlikely to have any meaningful impact on its credit profile or stability. The bank reported a 10.9% rise in…

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NPS to OPS switch for central government employees: Who could benefit from NC-JCM’s demand over pre-2003 vacancies?
NC-JCM has sought OPS benefits for certain NPS-covered central government employees recruited against vacancies sanctioned before 22 December 2003. Here’s who could benefit if the government accepts the demand and how it differs from the existing OPS eligibility rules.
Gold, silver prices today, 8 September: Check retail rates of 24K, 22K gold, 999 silver in Delhi, Mumbai and Kolkata
Gold and silver prices today, 8 September: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.
Income-tax refund not received after filing ITR? Check these 6 things if refund is delayed, failed or not credited
Filed your ITR but the income-tax refund has not reached your bank account? Here are six things to check if the refund is delayed, failed or marked as issued. From checking your refund status and bank-account validation to requesting a refund reissue, here’s what taxpayers should do next.
Income Tax Dept seized gold and silver from Mumbai woman; here’s why ITAT deleted ₹11.23 lakh tax addition
Income Tax Dept seized gold, diamonds and 11.2 kg silver from a Mumbai woman’s home and bank lockers. ITAT Mumbai deleted ₹11.23 lakh tax addition after accepting her explanation of marriage gifts and inheritance.
Can you nominate a minor for insurance or mutual funds? Here's what you need to know
Investing in mutual funds or insurance requires nominating a person to receive proceeds upon death. Here's whether minors can be nominated and everything else you need to know.
Public insurance registry explained: What policyholders need to know
The registry could bring several changes for policyholders, from putting all their insurance policies in one place and making health insurance portability easier to enabling product comparisons, simpler servicing and better visibility into agents and intermediaries
Mutual funds vs direct stocks: The hidden tax advantage on dividends that investors need to know
Mutual fund dividends enjoy a tax edge: unlike direct stock payouts, which are taxed at slab rates, fund dividends are untaxed at the scheme level and compound within the NAV, with investors paying capital gains only at redemption.
Only 20 of 320 active fund managers have 10+ years of experience: Why investors should look beyond past returns
Mutual funds often come with 10- or even 20-year performance histories, but the manager currently making investment decisions may have been running the scheme for much less time. A September 2026 analysis found average manager tenure below three years across every equity-fund category.
Is your SIP in the red after 2 years? Know when 69% of these weak starts entered double-digit return territory
A weak or negative SIP return in the first two years may not be a reason to exit. An analysis of two decades of Nifty 500 TRI data found that nearly 69% of cases with negative two-year SIP returns delivered double-digit annualised returns by year five, while none remained negative. 
Saving money for no reason? 5 luxuries you must spend on once essentials, emergencies and future goals are covered
Investing in experiences and comfort can enhance life satisfaction. Here are 5 luxuries you must spend on once essentials, emergencies and future goals are covered.