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Study finds 93 pc of low-income salaried individuals rely on credit cards

A recent study reveals a significant reliance on credit cards among low-income individuals in India, with 93% of salaried employees earning under Rs 50,000 and 85% of self-employed individuals using them. Buy Now Pay Later services are also gaining traction.…

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Buyers keep hands off gold, as sales plunge 60% in June, steepest drop since Covid

Gold sales in India witnessed a sharp decline in June. The drop is attributed to high and fluctuating gold prices. India Bullion & Jewellers Association reports a 60% decrease. Jewellers are now promoting 14-karat gold. This is due to its…

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Retail participation in capital mkt increases; demat accounts surge to 19.4-cr in 2025

A senior Sebi official highlighted the surge in retail investor participation in the Indian market, with demat accounts soaring to 19.4 crore in 2025. Domestic institutional ownership has risen, while foreign ownership has declined. Sebi emphasizes the importance of capital…

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Labour force participation falls to 54.2% in June, Rural women most affected

India’s labour market softened in June 2025 as the LFPR dropped to 54.2% and WPR to 51.2%, driven by seasonal disruptions and heatwave constraints. The decline was most pronounced among rural women, many of whom exited agricultural roles for domestic…

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India’s GCC hiring rebounds 8-10 pc in Q1 as focus shifts from volume to value

India’s Global Capability Centres experienced increased hiring in the first quarter of fiscal year 2026. Recruitment focused on specific skills like AI and cybersecurity. BFSI, Manufacturing, Automotive, Energy, and Technology sectors drove demand. Tier-2 cities like Coimbatore and Kochi showed…

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India’s cooling inflation prompts rate cut calls, raises concerns over weakening domestic demand

INDIA-ECONOMY-India’s cooling inflation prompts rate cut calls, raises concerns over weakening domestic demand

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Home Insurance: What it covers, how much it costs — All you need to know
With rising natural disasters, home insurance provides essential coverage for property losses. India saw significant displacements in 2024, highlighting the need for insurance against floods, cyclones, and other events.
Scapia Federal Credit Card: Dual-network benefits and travel rewards – Is it worth it?
The Scapia Federal Credit Card is a lifetime free credit card that provides unlimited complimentary airport lounge access, accelerated rewards on travel spends, good travel redemption options, zero forex markup, etc.
Lounge access: Try these credit cards for the best benefits
Mint asks credit card experts which easy-to-get credit cards with no annual or joining fees (lifetime-free, or LTF, cards) are the best if one is primarily looking for airport lounge access.
8th Pay Commission: Will your salary hike outpace inflation? A comparison with previous avatars
As India approaches the 8th Pay Commission, a significant salary increase of 30-34% is anticipated for government employees.
Australia's central bank to scrap surcharges on payments made via credit cards including Mastercard & Visa
The Reserve Bank of Australia judged that surcharges on debit and credit cards, including Mastercard and Visa, no longer achieved the intended purpose of steering consumers to make more efficient payment choices.
Why are fund of funds seeing a spike in investor flows?
With tax benefits for fund of funds or FoFs, mutual funds are coming up with innovative offerings such as income plus arbitrage FoFs, which invest in a combination of a debt fund and an arbitrage fund.
Loans to get cheaper as these 4 banks cut their lending rates by 5 basis points
Marginal Cost of Funds-based Lending Rate (MCLR) is used to evaluate the interest rates on various loans. It replaced the base rate system in 2016
Is your improved lifestyle hampering your financial goals? How to keep it in check
Lifestyle creep occurs when increased spending follows a raise, leading to financial instability. Gradual lifestyle upgrades can hinder wealth creation.
Should you pay off your personal loan early? Pros, cons and smart tips
Personal loan prepayment has benefits and drawbacks. It can lead to financial freedom and savings if managed correctly. However, it’s essential to evaluate your budget and financial situation before deciding, especially concerning cash flow and potential penalties.
Should you prepay or part-pay your personal loan? Know the key differences
Part-payment and pre-payment are strategies used by borrowers to manage personal loans. Part-payment reduces the outstanding balance gradually, while pre-payment eliminates the loan entirely.