Blog - Advisors India

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India’s 10-year bond yield hits 3-year high as RBI’s liquidity measure weighs on demand

Indian government bonds extended losses on Monday, pushing the benchmark 10-year yield to a three-year high as the RBI’s latest liquidity-tightening measures added to selling pressure. Tighter banking-system liquidity can curb banks’ capacity to invest in government securities, weakening bond…

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Federal Bank elevates Virat Sunil Diwanji as Executive Director

Federal Bank has elevated Virat Sunil Diwanji, its former National Head – Consumer Banking, as Executive Director for a three-year term. Diwanji joined the bank in April 2025, following a career spanning more than 30 years with the Kotak Mahindra…

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From Cost Controller to Growth Architect: The CFO's New Role in Media and Entertainment

In an industry where millions can determine the fate of a multi-crore investment, the CFO’s role extends far beyond controlling costs. Rohit Gupta, CFO and Head of FP&A for South Asia at Warner Bros. Discovery, explains why finance leaders must…

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Gold prices fall Rs 1,450/10g; silver down Rs 1,400/kg despite a soft dollar ahead of US economic data. Time to sell?

Gold and silver prices opened lower on MCX despite a weaker US dollar and falling oil prices, as investors awaited US inflation data for clues on the Federal Reserve’s next policy move. Analysts recommend buying on dips while monitoring key…

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SEBI to release AI guidelines for capital markets, enhancing accountability and human oversight

SEBI is set to unveil new guidelines aimed at promoting the responsible use of artificial intelligence in capital markets. These guidelines will tackle concerns regarding derivatives settlement prices and introduce important changes for tender offers and buybacks, enhancing capital efficiency…

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Inflation may surge to 6-7%, RBI may need to raise repo rate by 100-150 bps: Report

India’s inflation risks are significantly higher than the Reserve Bank of India (RBI) currently acknowledges, with price pressures likely to push inflation to 6-7 per cent in the coming quarters, potentially requiring further interest rate hikes, according to a report…

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Mutual Fund SIP returns: Can you still lose money after investing for 10 yrs? How small-cap, mid, large-cap SIPs fared
Even a 10-year SIP could deliver losses, with small-cap indices recording a worst-case return of -0.13%. Edelweiss Mutual Fund data shows mid-cap SIPs delivered the highest average returns over five and ten years, outperforming large- and small-caps.
Cash deposit vs gift tax: Why a ₹10 lakh bank deposit may attract scrutiny while a ₹50 lakh family gift can be tax-free
Cash deposits of ₹10 lakh or more in savings accounts can be reported to the Income Tax Department, while parents can gift ₹50 lakh or more to children tax-free. Know the cash deposit limits, gift tax rules and documents needed to avoid scrutiny.
Sold a property at a loss? Can you offset it against gains from shares or mutual funds? What tax experts suggest to do
Sold a property at a loss? Income tax rules allow you to offset certain property losses against capital gains from shares and mutual funds. Know the rules for short-term and long-term losses, the eight-year carry-forward limit and key tax conditions.
Received gratuity money after leaving your job? Experts explain the tax-free limit; when you may have to pay income tax
Received gratuity after resignation or retirement? The tax-free limit for most private-sector employees is ₹20 lakh, but the entire payout may not be exempt. Know how gratuity tax is calculated, eligibility rules and when income tax applies.
Post Office vs FD vs Arbitrage Fund: Which one offers best post-tax returns? Compare risk and liquidity before investing
Post office deposits, bank FDs and arbitrage funds differ in post-tax returns, liquidity and risk. A ₹5 lakh investment could earn more through arbitrage funds in higher tax brackets, but holding period, taxation and capital safety matter.
Need ₹10 lakh emergency fund? How to split your money between savings accounts, FDs and mutual fund? Plan by experts
Have ₹10 lakh set aside for emergencies? Here's how to divide it between savings accounts, fixed deposits and liquid mutual funds to balance easy withdrawals, capital safety and returns, along with key differences in taxation and liquidity.
Gen Z doesn't need a 30-year SIP for retirement. They just need to get the first seven right.
Instead of demanding a intimidating 30-year commitment, the ‘First Seven Framework’ encourages Gen Z to aggressively build their retirement foundation during the first seven years of their career when life responsibilities are minimal.
Insurer loses appeal over ₹17.99 lakh dengue claim rejected on waiting-period grounds | What commission said
Delhi’s State Consumer Commission dismissed HDFC ERGO’s appeal over a policyholder’s denied claim for dengue treatment. It ruled that a 24-month waiting period for specified illnesses could not apply because dengue was not on the list. It directed the insurer to pay compensation & litigation costs.
Flexi-cap mutual funds: Only 4 out of 37 funds delivered 8%+ SIP returns in 3 years. How did your fund perform?
Only four of 37 flexi-cap funds delivered over 8% annualised returns on three-year SIPs, while three posted losses. ITI Flexi Cap topped the list at 10.16%, while large schemes such as Parag Parikh, HDFC and SBI delivered lower returns.
Mutual fund, SIP investment: Large-cap vs small-cap — Where to invest new money this Diwali, Dhanteras? Experts views
Large-cap mutual funds look relatively attractive on valuations, while small-cap funds lead in returns and inflows. With Diwali approaching, experts explain how investors should weigh valuations, risk appetite, investment horizon, and portfolio allocation before deploying fresh money.