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50/30/20 Rule Budgeting: Complete Guide for Beginners (India)

Managing money can often feel confusing, especially when there are so many expenses to handle every month. The 50/30/20 rule budgeting is a simple budgeting method that helps you organise your income without making things complicated. This rule divides your…

Want to give back this Diwali? Here's how to find causes that matter
Diwali is a time for giving, but finding credible organisations can be daunting. Here's how to identify genuine causes, choose how to contribute and plan your donations.
Rising interest rates: should you borrow or delay festive season purchases?
Looking ahead, we can be almost certain of additional increases in repo rates and the consequent hikes in cost of loans. We should factor in the uncertainties while making decisions around our future financial commitments.
FD interest rates after RBI repo rate hike, Nov 2026: Public or private? Which banks give highest fixed deposit returns?
Following the RBI's October 2026 repo rate hike, how do FD interest rates stack up now? Find out which banks are offering the highest returns and how PSU bank rates compare with private lenders.
DA hike: Tamil Nadu, MP, Himachal, Rajasthan, Kerala — Full list of states with dearness allowance hikes ahead of Diwali
The Union Cabinet raised the dearness allowance for central government employees and pensioners by 3%, from 60% to 63% of basic pay, effective 1 July, ahead of Diwali. Here are the other states that have also hiked DA amid the festive season.
RBI amends EDF rules for service exporters, freelancers under FEMA: ₹10 lakh threshold, relief for resident individuals
The RBI has simplified EDF compliance for resident individual service exporters and introduced a ₹10 lakh threshold for other exporters. It has also revised IDPMS reporting requirements for service imports. Here's what the new FEMA amendment means for freelancers and other exporters. 
Income Tax: Can married daughters keep gold jewellery at parents' home? ITAT ruling explains tax implications
The Delhi ITAT deleted ₹1.13 crore in tax additions after accepting that 3.9 kg of jewellery found at a man's home belonged to his late wife and three married daughters. The ruling highlights how families can establish ownership of gold through supporting evidence.
Life Cycle Funds explained: How these mutual funds work, change asset allocation with age and help plan for retirement
Life Cycle Funds automatically shift investments from equity to debt as the target date approaches. Here is how these mutual funds work, who should invest, how to choose the right maturity period and the risks investors must consider.
Income Tax Returns: 'How India filed in 2026' - 5 trends that reveal how young investors, salaried earners manage money
India's income tax filing data reveals five changing money trends: more Indians are earning beyond salaries, young taxpayers are filing complex returns, low-income earners are reporting diverse income sources, young investors are reporting losses and retirees continue investing.
Silver, gold prices today: 24K gold slips to ₹1.37 lakh, silver below ₹1.80 lakh/kg; check latest 24K, 22K gold rates
Gold and silver prices declined in the latest IBJA evening fixing on 2 November. 24K gold fell ₹2,530 to ₹1,37,524 per 10 grams, while 22K gold dropped to ₹1,25,990. Silver prices declined ₹1,372 to ₹1,79,972 per kg.
Tax relief in the offing? Sebi moots scrapping 12.5% LTCG tax for FPIs: What it means and how investors stand to gain
The proposal has brought the taxation of investment profits into focus, particularly the rules governing gains earned from selling shares and other financial assets.