Senior fraud, risk, compliance and security leaders from banks, NBFCs, fintechs andfinancial institutions said fraudsters are operating faster than traditional financial crime controls, making speed, data convergence and real-timeintelligence critical to stopping fraud before money leaves the system. Theysaid siloed monitoring of fraud, AML, cyber and transaction risks isincreasingly ineffective, while AI can help institutions identify patterns inmilliseconds without imposing friction on genuine customers.