Daily Voice: This fund manager suggests caution before polls, sees better value in large-cap stocks

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2024 is the election year in which about half of the global population will be voting across Russia, India, Indonesia, Iran, the EU, the UK, the US, etc, says Neeraj Gaurh.

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FD interest rates: Union Bank’s 333-day fixed deposit offers up to 8.15%; check details here
Union Bank FD: The minimum deposit amount is ₹1,000 while the maximum is ₹3 crore. The rate of interest will be 7.4 percent for general citizens, 7.9 percent for senior citizen and 8.15 percent for super senior citizens
Why have TCS employees received tax demand notices, and what to do if you get one
TCS employees have received income tax notices related to TDS discrepancies. TCS informed employees that the tax department would reprocess their returns to resolve the issue.
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Credit Card: Most of these credit card discounts and offers are time-bound, and therefore stand to expire after a couple of months. For instance, HDFC Bank VISA Contactless card has rolled out a number of deals that are set to expire on Oct 30, 2024
Credit card fees exposed: Can you be charged before your card is even activated?
Credit cards are activated via OTP confirmation. Banks can't charge fees before activation. Customers must not activate unsolicited cards. Unused cards don't affect credit scores, and deactivation differs from closure. Outstanding dues affect the card closure process.
Business Loan: 7 game-changing factors that determine your interest rate
Business Loan: The interest rate on a business loan is influenced by various factors like credit score, collateral, loan tenure, type of loan, business financials, inflation and market interest rate, etc.
Why are health plans sold by Paytm and PhonePe cheaper?
Health insurance plans offered by banks or mobile apps are often cheaper because they are typically group plans for account holders and KYC-approve app users.
What is auto top-up of UPI Lite? New feature to be rolled out from Oct 31 — all you need to know
The UPI Lite balance will be automatically reloaded by an amount chosen by the user. This is meant to facilitate the PIN-less transactions below ₹500 with a maximum UPI Lite balance limit of ₹2,000 at any point of time.
Thematic and sector funds are all the rage. But recent returns mask the true risk.
Mutual funds with specific themes and sectors are now the largest in terms of asset size and number of folios – a proxy for the number of investors – thanks to their performance over the past three to five years. But is it wise to invest in them?
Can a single coparcener maintain HUF status? Tax implications explored
A HUF with a father and son continued after the wife's death in 2010. The son separated from the HUF after receiving assets, leading to its dissolution. The father cannot retain HUF status post-partition and must report it to the income tax officer
How to buy a 3-bedroom apartment at 2 BHK prices: Secrets of stressed properties
The dream of homeownership faces challenges due to rising prices in India. Bank auctions offer a solution, but tread with caution.

Daily Voice: This fund manager suggests caution before polls, sees better value in large-cap stocks

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