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Direct vs. Regular Mutual Funds: Which Are Better for You?

Direct vs. Regular Mutual Funds: Which Are Better for You? Mutual funds have become one of the most popular investment options for individuals seeking to grow their wealth systematically. When you decide to invest in mutual funds, one critical choice…

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What Is Exit Load? How Is It Calculated?

What Is Exit Load? How Is It Calculated? Exit load is a fee or charge levied by mutual fund houses when investors redeem their units before a specified time period. This fee is designed to discourage premature withdrawals and to…

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What are Alternative Investment Funds (AIFs)

What are Alternative Investment Funds (AIFs)? Alternative Investment Funds (AIFs) are privately pooled investment vehicles distinct from traditional investment options like stocks, bonds, and mutual funds. They cater to high-net-worth individuals (HNIs) and institutional investors seeking higher returns, diversification, and…

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Best ELSS Mutual Funds to Invest in 2024

Best ELSS Mutual Funds to Invest in 2024 Equity Linked Savings Schemes (ELSS) are among the most popular tax-saving investment options under Section 80C of the Income Tax Act, 1961. With a lock-in period of three years, ELSS offers the…

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Are Flexi Cap Funds Worth Their Salt?

Are Flexi Cap Funds Worth Their Salt? Flexi cap funds have gained immense popularity among investors for their adaptability and diversified approach. These funds invest across market capitalizations—large-cap, mid-cap, and small-cap stocks—offering the flexibility to capitalize on growth opportunities in…

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Best Hybrid Mutual Funds

Best Hybrid Mutual Funds to Consider for Diversified Investing Hybrid mutual funds have gained immense popularity among investors for their ability to provide a balanced investment approach. These funds invest in a mix of equity and debt instruments, offering the…

Investment word of the day: Sharpe Ratio—a key metric to assess risk vs reward. Here's how to calculate it
Investment word of the day: The Sharpe Ratio is a key metric for analysing risk-adjusted returns in investments. It helps investors assess potential profits and losses by considering risks, thus enabling informed investment decisions that align with financial goals.
Why are retail investors reducing exposure to mutual funds? Experts weigh in
Inflows into equity mutual funds fell to ₹29, 303 crore in February against ₹39,687 crore in January.
One of India's top PMS funds stakes its revival on manufacturing and energy transition
Sunil Rohokale, co-founder, CEO & managing director of ASK Asset & Wealth Management Group, said its portfolios underperformed in recent years as the market was chasing sectors and companies that did not fit its investment approach.
How your credit card limit affects your credit score—And how to maximize it
In India, the know-how of your credit card limit is critical for maintaining a healthy credit score. Although individuals pay attention to the date of payments and outstanding debt, the credit limit takes centre stage when it comes to determining your financial wellbeing.
What is a mortgage loan and how does it work? Your complete guide
Mortgage loans are vital for homeownership, enabling extended repayment and manageable costs. Understanding the terms is crucial for responsible borrowing. Proper management can enhance credit scores, while defaults may harm financial reputation.
What is an overdraft loan? Features, types and how it works
Overdraft loans provide financial flexibility by allowing individuals and businesses to withdraw beyond their account balance, up to a preapproved limit. While useful for urgent cash flow needs, they come with interest and fees, necessitating careful consideration before use.
Don’t have a credit card? Scammers don’t care—How to safeguard yourself against scam
A woman lost ₹98,264 to a credit card scam after being deceived by a caller posing as a bank official. The incident showcases the increasing sophistication of credit card fraud, targeting those unfamiliar with such financial instruments and emphasizing the need for vigilance.
Personal loan hacks: How to slash your interest rate after you’ve borrowed—Key ways explained
Personal loans in India can meet financial needs but come with high interest rates. To lower these rates, focus on improving your credit score, negotiating with lenders, and exploring balance transfer options to other banks offering better terms.
How you can invest in a fully valued market
Investing in a fully valued market requires a recalibrated approach, moving away from overreliance on equities to building diversified, resilient portfolios. Here are some ways to optimize your gains
Looking to buy health insurance? 5 riders that you must know about
When buying health insurance in India, it is good to know what the riders are so that your policy becomes more efficient and personalised as per your needs and expectations.