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When to Avail Capital Gains Account Scheme to Save Income Tax After Realizing Long-Term Capital Gains

When to Avail Capital Gains Account Scheme to Save Income Tax After Realizing Long-Term Capital Gains Capital Gains Account Scheme (CGAS) is a valuable tax-saving avenue for individuals and Hindu Undivided Families (HUFs) who have realized long-term capital gains through…

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What Do You Do About Your Health Insurance When You Retire?

What Do You Do About Your Health Insurance When You Retire? Retirement is a major shift in your life, and how you deal with your health insurance is no exception. Without an employer-sponsored plan, knowing your options and maintaining uninterrupted…

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Does HDFC Mid Cap Opportunities Fund’s AUM increase affect its performance?

Does HDFC Mid Cap Opportunities Fund’s AUM increase affect its performance? The popularity and growth of a mutual fund is frequently gauged by monitoring its Assets Under Management (AUM). Increasing AUM usually boosts investor confidence but does improve performance? Is…

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The essential information for learning about Arbitrage Funds.

The essential information for learning about Arbitrage Funds. Arbitrage funds are a type of mutual fund that capitalizes on price differences between the cash and futures markets to generate returns. The conservative investor demographic is drawn to these funds due…

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Long-Distance Running & Wealth Building: Brothers from Another Mother

Long-Distance Running & Wealth Building: Brothers from Another Mother   Although not closely related, long-distance running and wealth building have significant similarities. Both are dependent on patience, discipline and hard work.’ The. A strategic approach to wealth creation is akin…

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Mutual Fund Investors Can Now Add Up to 10 Nominees

Mutual Fund Investors Can Now Add Up to 10 Nominees The financial industry is continuously evolving to provide more flexibility and security to investors. A recent development in the mutual fund sector has introduced a significant benefit for investors: the…

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  • ICICI Bank, Indian Bank hike FD rates: Check latest rates for senior citizens and general depositors

    ICICI Bank and Indian Bank have revised fixed deposit (FD) interest rates from 23 October 2026. Check the latest FD rates for general depositors and senior citizens, including higher returns on select long-term deposits and Indian Bank’s special 555-day and 777-day FD schemes.

  • 8th pay commission: Here's what ToR says on dearness allowance and govt's response to DA merger demands

    The 8th CPC is consulting employees, pensioners and unions before submitting recommendations on salaries, allowances and benefits by May 2027. Here's what the ToRs state on dearness allowance and why employees are demanding DA merger… 

  • DA Hike 2026 UP Government Employees: Latest update, expectations on dearness allowance announcement

    Uttar Pradesh government employees are awaiting a DA hike for July 2026 after the state last raised DA from 58% to 60% in May. Recent DA hikes in Himachal Pradesh and Kerala have raised expectations. Here's what you need to know. 

  • EPFO ECR deadline 31 Oct: How the new PF wage ceiling affects contributions & membership; What employers must know

    The EPFO ECR deadline for September 2026 is 31 October. Find out how the revised ₹25,000 PF wage ceiling affects employee contributions, payroll calculations, mandatory EPF membership and employer compliance requirements.

  • DA hike: Himachal Pradesh, Kerala, Telangana, Sikkim — Check full list of states with dearness allowance hikes this year

    DA hikes: From Himachal Pradesh's Diwali increase to Kerala, Telangana, Sikkim, Punjab and Andhra Pradesh announcements — Check full list of states that have released dearness allowance hikes this year. 

  • 8th Pay Commission: Will DA merge with basic pay? What past panels decided and what employees should know

    Will the 8th Pay Commission merge dearness allowance (DA) with basic pay? Here is what the 5th, 6th and 7th Pay Commissions recommended, along with FNPO, Bharat Pensioners Samaj and AIDEF’s key demands. Read on to know more. 

  • 8th Pay Commission: How could a 450-day leave encashment limit boost retirement payouts? Expert explains

    The 8th Pay Commission may consider raising the leave encashment limit for central government employees from 300 to 450 days. Know how the proposal could boost retirement payouts, what unions are demanding and whether the change has been approved.

  • Bank holiday today: Are SBI, HDFC, ICICI, PNB branches closed on 24 October for fourth Saturday? Check RBI calendar

    Bank holiday today: Public and private lenders, including the State Bank of India, HDFC Bank, ICICI Bank and PNB branches, will be closed on 24 October for fourth Saturday off. Check the full RBI calendar here… 

  • UPSC educator rejects 'depreciating asset' tag for cars, advises buying at over ₹1L/month income to save up to 730 hours

    UPSC educator Amit Kilhor stated that cars should be judged by their everyday usefulness, not just depreciation. He says a car can save commuters 250 to 700 hours a year, but advises buyers to choose vehicles within their means.

  • UPI payment failed but money debited? Banks must refund and pay ₹100 per day compensation under RBI rules

    The Reserve Bank’s framework on turnaround time and customer compensation for failed transactions sets clear deadlines. Here is all you need to know.

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