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When to Avail Capital Gains Account Scheme to Save Income Tax After Realizing Long-Term Capital Gains

When to Avail Capital Gains Account Scheme to Save Income Tax After Realizing Long-Term Capital Gains Capital Gains Account Scheme (CGAS) is a valuable tax-saving avenue for individuals and Hindu Undivided Families (HUFs) who have realized long-term capital gains through…

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What Do You Do About Your Health Insurance When You Retire?

What Do You Do About Your Health Insurance When You Retire? Retirement is a major shift in your life, and how you deal with your health insurance is no exception. Without an employer-sponsored plan, knowing your options and maintaining uninterrupted…

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Does HDFC Mid Cap Opportunities Fund’s AUM increase affect its performance?

Does HDFC Mid Cap Opportunities Fund’s AUM increase affect its performance? The popularity and growth of a mutual fund is frequently gauged by monitoring its Assets Under Management (AUM). Increasing AUM usually boosts investor confidence but does improve performance? Is…

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The essential information for learning about Arbitrage Funds.

The essential information for learning about Arbitrage Funds. Arbitrage funds are a type of mutual fund that capitalizes on price differences between the cash and futures markets to generate returns. The conservative investor demographic is drawn to these funds due…

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Long-Distance Running & Wealth Building: Brothers from Another Mother

Long-Distance Running & Wealth Building: Brothers from Another Mother   Although not closely related, long-distance running and wealth building have significant similarities. Both are dependent on patience, discipline and hard work.’ The. A strategic approach to wealth creation is akin…

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Mutual Fund Investors Can Now Add Up to 10 Nominees

Mutual Fund Investors Can Now Add Up to 10 Nominees The financial industry is continuously evolving to provide more flexibility and security to investors. A recent development in the mutual fund sector has introduced a significant benefit for investors: the…

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  • Life Insurance Corporation: Two New Jeevan Sathi plans launch from June — Check eligibility, policy features, benefits

    The Life Insurance Corporation of India (LIC) is launching two New Jeevan Sathi joint life insurance plans — Single Premium and Limited Premium — in June 2026. Check eligibility, policy features, benefits and more…

  • Can recovery agents threaten or harass you? Here's what the new RBI rules say – ‘no excessive calls’

    RBI’s 2026 recovery rules aim to curb harassment and strengthen borrower protection, with strict action against intimidation by banks and NBFC agents. Recovery agents cannot harass borrowers, while borrowers must also understand and fulfil their financial responsibilities.

  • How to avoid TDS deduction on EPF withdrawal: Eligibility and rules explained

    Withdrawing from your EPF before five years may incur TDS if the amount is over ₹50,000. Exemptions exist for those with nil tax liability who can submit Form 121. Details here. 

  • 20/4/10 rule explained: How this budgeting formula can prevent car loan stress

    Hooked on a shiny car but worried about loan stress? Start with the 20/4/10 rule to protect your finances: 20% down payment, 4-year loan, and total car costs under 10% of your monthly income. Read on to understand the basic concepts before you lock in with a fresh car loan EMI. 

  • Rupee near record low — How it impacts your daily expenses, investments, travel, and EMIs

    If you feel that weaker rupee is just a macroeconomic factor and staying behind the picture, here's a reality check. Here's how it could impact your daily life, from investments, travel, to your EMIs.

  • 8th Pay Commission: Here's how central govt employees, pensioners and stakeholders can submit feedback — Stepwise guide

    8th pay commission: Here's how central government employees, pensioners, representative groups, unions and stakeholders can submit their feedback to the 8th CPC online. Check the step-by-step guide here…

  • Planning to send money abroad? Here’s what taxpayers should know about new income tax forms 145 and 146

    Indians sending money abroad for various purposes must comply with new income tax forms 145 and 146, replacing Forms 15CA and 15CB. Details here.

  • Top 5 silver ETFs by lowest tracking error that closely mirror silver prices

    Tracking error is one of the most important factors to check while choosing a silver ETF. It shows how closely an ETF follows the actual movement of silver prices. A lower tracking error means the ETF is doing a better job in mirroring silver prices.

  • I asked ChatGPT after petrol price hike, which is cheaper for daily Delhi-Gurugram commute — cab or own car?

    As petrol and diesel prices have risen by ₹8 per litre in the last ten days — crossing the ₹100 per litre mark in Delhi — I asked ChatGPT, which would be a more affordable means to commute daily from Delhi to Gurugram. 

  • Frustrated with my tech career, I asked ChatGPT to improve my job search: AI gives me 90-day masterplan

    The job market is changing; AI is prompting me to adapt by enhancing my skills and expanding my network. Check how ChatGPT helped me improve my job search.

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