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Pension Plans and Mutual Funds: The Best Options for a Post-Retirement Plan

Pension Plans and Mutual Funds: The Best Options for a Post-Retirement Plan Planning for a financially secure retirement is one of the most critical aspects of life. With increasing life expectancy and rising healthcare costs, creating a robust post-retirement plan…

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How Long Can We Invest In Index Funds?

How Long Can We Invest in Index Funds? Index funds are a popular investment vehicle designed to replicate the performance of a market index, such as the Nifty 50 or Sensex. They offer investors a diversified, low-cost, and relatively stable…

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7 Types of Systematic Investment Plan (SIP) – Which One to Choose?

7 Types of Systematic Investment Plan (SIP) – Which One to Choose? Systematic Investment Plans (SIPs) have become a popular choice for investors looking to build wealth over time through mutual funds. SIPs allow individuals to invest a fixed amount…

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Active vs Passive Mutual Funds: Which is Best for You?

Active vs Passive Mutual Funds: Which is Best for You? Mutual funds are a popular investment option that helps individuals grow their wealth over time. When choosing mutual funds, investors often come across two primary categories—active mutual funds and passive…

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All Things to Know About Follow-on Public Offering (FPO)

All Things to Know About Follow-on Public Offering (FPO) A Follow-on Public Offering (FPO) is an essential fundraising tool for companies that are already listed on the stock exchange. It allows such companies to raise additional capital by issuing new…

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Fixed Deposits vs. Debt Mutual Funds: The Legacy of Top Investments in India

Fixed Deposits vs. Debt Mutual Funds: The Legacy of Top Investments in India In India, Fixed Deposits (FDs) and Debt Mutual Funds have consistently remained popular investment choices. While both cater to risk-averse investors, they serve distinct purposes and come…

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  • ICICI Bank, Indian Bank hike FD rates: Check latest rates for senior citizens and general depositors

    ICICI Bank and Indian Bank have revised fixed deposit (FD) interest rates from 23 October 2026. Check the latest FD rates for general depositors and senior citizens, including higher returns on select long-term deposits and Indian Bank’s special 555-day and 777-day FD schemes.

  • 8th pay commission: Here's what ToR says on dearness allowance and govt's response to DA merger demands

    The 8th CPC is consulting employees, pensioners and unions before submitting recommendations on salaries, allowances and benefits by May 2027. Here's what the ToRs state on dearness allowance and why employees are demanding DA merger… 

  • DA Hike 2026 UP Government Employees: Latest update, expectations on dearness allowance announcement

    Uttar Pradesh government employees are awaiting a DA hike for July 2026 after the state last raised DA from 58% to 60% in May. Recent DA hikes in Himachal Pradesh and Kerala have raised expectations. Here's what you need to know. 

  • EPFO ECR deadline 31 Oct: How the new PF wage ceiling affects contributions & membership; What employers must know

    The EPFO ECR deadline for September 2026 is 31 October. Find out how the revised ₹25,000 PF wage ceiling affects employee contributions, payroll calculations, mandatory EPF membership and employer compliance requirements.

  • DA hike: Himachal Pradesh, Kerala, Telangana, Sikkim — Check full list of states with dearness allowance hikes this year

    DA hikes: From Himachal Pradesh's Diwali increase to Kerala, Telangana, Sikkim, Punjab and Andhra Pradesh announcements — Check full list of states that have released dearness allowance hikes this year. 

  • 8th Pay Commission: Will DA merge with basic pay? What past panels decided and what employees should know

    Will the 8th Pay Commission merge dearness allowance (DA) with basic pay? Here is what the 5th, 6th and 7th Pay Commissions recommended, along with FNPO, Bharat Pensioners Samaj and AIDEF’s key demands. Read on to know more. 

  • 8th Pay Commission: How could a 450-day leave encashment limit boost retirement payouts? Expert explains

    The 8th Pay Commission may consider raising the leave encashment limit for central government employees from 300 to 450 days. Know how the proposal could boost retirement payouts, what unions are demanding and whether the change has been approved.

  • Bank holiday today: Are SBI, HDFC, ICICI, PNB branches closed on 24 October for fourth Saturday? Check RBI calendar

    Bank holiday today: Public and private lenders, including the State Bank of India, HDFC Bank, ICICI Bank and PNB branches, will be closed on 24 October for fourth Saturday off. Check the full RBI calendar here… 

  • UPSC educator rejects 'depreciating asset' tag for cars, advises buying at over ₹1L/month income to save up to 730 hours

    UPSC educator Amit Kilhor stated that cars should be judged by their everyday usefulness, not just depreciation. He says a car can save commuters 250 to 700 hours a year, but advises buyers to choose vehicles within their means.

  • UPI payment failed but money debited? Banks must refund and pay ₹100 per day compensation under RBI rules

    The Reserve Bank’s framework on turnaround time and customer compensation for failed transactions sets clear deadlines. Here is all you need to know.

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