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Top 5 SIP Investment Blunders to Steer Clear Of

Top 5 SIP Investment Blunders to Steer Clear Of Systematic Investment Plans or SIPs are an exemplary and much-used method for investing in mutual funds by investing a predefined amount on a periodic basis. Yet, as with any form of…

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When to Avail Capital Gains Account Scheme to Save Income Tax After Realizing Long-Term Capital Gains

When to Avail Capital Gains Account Scheme to Save Income Tax After Realizing Long-Term Capital Gains Capital Gains Account Scheme (CGAS) is a valuable tax-saving avenue for individuals and Hindu Undivided Families (HUFs) who have realized long-term capital gains through…

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What Do You Do About Your Health Insurance When You Retire?

What Do You Do About Your Health Insurance When You Retire? Retirement is a major shift in your life, and how you deal with your health insurance is no exception. Without an employer-sponsored plan, knowing your options and maintaining uninterrupted…

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Does HDFC Mid Cap Opportunities Fund’s AUM increase affect its performance?

Does HDFC Mid Cap Opportunities Fund’s AUM increase affect its performance? The popularity and growth of a mutual fund is frequently gauged by monitoring its Assets Under Management (AUM). Increasing AUM usually boosts investor confidence but does improve performance? Is…

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The essential information for learning about Arbitrage Funds.

The essential information for learning about Arbitrage Funds. Arbitrage funds are a type of mutual fund that capitalizes on price differences between the cash and futures markets to generate returns. The conservative investor demographic is drawn to these funds due…

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Long-Distance Running & Wealth Building: Brothers from Another Mother

Long-Distance Running & Wealth Building: Brothers from Another Mother Although not closely related, long-distance running and wealth building have significant similarities. Both are dependent on patience, discipline and hard work.’ The. A strategic approach to wealth creation is akin…

ITR Refund Delay FY24-25: CBDT Chairman reveals reasons; here's when you will get it and steps to check status
ITR Refund delay: The ITR filing deadline for this year was September 16 and taxpayers have been expecting their tax refunds for a while now. Ravi Agrawal said that taxpayers can expect their ITR refunds to be credited to their accounts soon.
Shopping, gifts, travel: How to enjoy wedding season without hurting your credit score
Wedding season spending can strain finances, but smart budgeting, mindful credit utilisation, and timely repayments can help protect your credit score while managing celebrations responsibly.
‘Credit score is the new festive currency’, India’s shopping season just got smarter
The festive season boosts economic activity with increased consumer spending. Credit plays a vital role, enabling consumers and small businesses to make timely purchases, supported by favourable credit scores that enhance borrowing opportunities.
What is a systematic withdrawal plan and how it works
A systematic withdrawal plan, or an SWP, works as the opposite of a systematic investment plan or an SIP.
Debt-to-income ratio explained: The key factor behind personal loan eligibility
A low debt-to-income ratio strengthens personal loan eligibility by showcasing repayment capacity, improving approval chances, reducing borrowing costs and supporting a healthier overall credit profile for responsible applicants.
CGAS explained for property sellers: Latest changes and how they reduce your tax
You can now use electronic modes to deposit money in CGAS, open accounts with private banks
Personal loan closure: What it really means for your credit score
If a personal loan closure alters an individual's credit mix and credit age, it can result in a slight temporary decline in credit score. If the personal loan is the only credit instrument, its closure will halt the progress of your credit score and history.
Consultant or employee: Which role actually leaves you better off?
Many employees think they would fare better financially as consultants due to tax benefits. How far is this correct? What are the risks of an employee being reclassified as a consultant?
8th Pay Commission: What happens to your DA hike until the new recommendations are implemented?
8th Pay Commission: With the approval of the 8th Pay Commission's Terms of Reference, the government is set to overhaul salary structures for employees. The current dearness allowance will remain in place until the commission's recommendations are finalised.
Freeze your credit report: When you should do it and why it matters
A credit freeze helps safeguard your financial identity by blocking unauthorised access to your credit report, reducing fraud risks while keeping your existing accounts and credit score fully unaffected.