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    • Popular LIC Policies
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Saving v/s Investment
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Saving v/s Investment – Understanding the Differences

Saving v/s Investment is a topic many people search for when they want to manage money better. Although both help you secure your future, they are not the same. In fact, understanding the difference can completely change how you handle…

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Smart Investing
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Smart Investing: Understanding Investing for Beginners

    Smart investing starts with understanding the basics. However, many beginners feel confused. Therefore, they delay investing. As a result, they miss valuable opportunities. This guide explains smart investing in a very simple way. Moreover, it helps beginners learn…

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Best investment option
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Best investment option : Mutual Funds vs Fixed Deposits

Best investment option : Mutual Funds vs Fixed Deposits – compare returns, risk, tax benefits, and choose the best investment option for your financial goals. Choosing the right investment is very important. However, many investors in India feel confused between…

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Beginner Investing
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Beginner Investing Tips to Choose the Best Mutual Fund

Beginner investing guide: Learn mutual fund investment tips and how to choose the best mutual fund for beginners to grow your wealth confidently. Investing for the first time can feel overwhelming. But, if you are a beginner, it is important…

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Flexi Cap
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How to Pick the Best Flexi Cap Fund for Investment?

Learn how to choose the right Flexi Cap Fund with this simple guide. Compare performance, risk, portfolio mix and find the best Flexi Cap Mutual Fund for you. If you’re trying to choose the right Flexi Cap Fund, you’re not…

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How to Build an Emergency Fund on a Low Income

Life is full of uncertainties—unexpected medical bills, sudden job loss, or urgent home repairs can disrupt your financial stability in no time. An emergency fund acts as a safety net, giving you peace of mind and financial security when life…

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News

  • 8th Pay Commission: AIDEF seeks review of DA and DR inflation formula to better reflect living costs

    Rising inflation concerns spark fresh demands for reform as Defence employees urge the 8th Pay Commission to overhaul the DA and DR calculation formula. AIDEF says the current inflation index fails to reflect the true cost of living for employees and pensioners.

  • 8th Pay Commission may revamp HRA structure as employee unions seek higher rates and DA linkage

    Rising living and housing costs have intensified calls for major reforms to the 8th Pay Commission HRA. Employee unions have proposed higher HRA rates, DA-linked revisions and regular city reviews to ensure central government employees and pensioners receive better support against inflation.

  • ITR filing 2026: Can you claim corporate health insurance as a tax deduction? Only under these conditions

    Corporate health insurance is common in compensation packages, but employees often wonder if premiums from employer-provided plans are deductible under Section 80D. Here's the answer to your question. 

  • 'AI is a tool, not an authority': Relying on AI for financial advice? Key risks investors should know

    AI for financial advice is gaining traction, particularly among young adults. However, experts warn that AI can overlook real-world situations, leading to impractical recommendations.

  • Buying US stocks via GIFT City? Here’s how capital gains and dividend tax work

    GIFT City has emerged as a new route for Indians seeking exposure to US stocks. But the tax treatment can vary based on the transaction, investor status and the applicability of Section 47(viiab).

  • West Bengal govt announces 20% DA hike: When will it implemented? Here's what you need to know

    The West Bengal BJP government presented its first budget, announcing a 20% increase in dearness allowance and relief for state employees and pensioners. This enhanced DA will be effective from  October 1, 2026. Details here.

  • Accidentally sent extra money through UPI? Here's what you should do next

    Accidental UPI payments, such as entering an extra zero, can lead to unintended transfers. To recover funds, contact the recipient for a refund and file a complaint with your bank. Details here.

  • Mutual Funds: Should you stay invested or redeem now? Experts decodes 5 red flags that signals its time to exit

    MFs are effective for long-term wealth creation, offering potential gains, inflation protection. However, a strategy of holding indefinitely is not ideal. Regular portfolio reviews ensure alignment with financial goals, guiding investors on rebalancing or exiting underperforming funds.

  • Why investors should tread credit risk funds with caution

    Credit risk funds offer higher yields, but they come with credit and liquidity risks. Experts say the category suits only investors who understand what they are taking on, and not just chasing yield.

  • EPFO: Here's how to use Umang app, SMS, WhatsApp and missed call options for employees' provident fund updates

    EPFO: We explain how you can check your employees' provident fund account balance, EPF account balance or track status of your application through Umang app, SMS / messages, WhatsApp, or missed call.

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