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    • Popular LIC Policies
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Saving v/s Investment
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Saving v/s Investment – Understanding the Differences

Saving v/s Investment is a topic many people search for when they want to manage money better. Although both help you secure your future, they are not the same. In fact, understanding the difference can completely change how you handle…

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Smart Investing
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Smart Investing: Understanding Investing for Beginners

    Smart investing starts with understanding the basics. However, many beginners feel confused. Therefore, they delay investing. As a result, they miss valuable opportunities. This guide explains smart investing in a very simple way. Moreover, it helps beginners learn…

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Best investment option
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Best investment option : Mutual Funds vs Fixed Deposits

Best investment option : Mutual Funds vs Fixed Deposits – compare returns, risk, tax benefits, and choose the best investment option for your financial goals. Choosing the right investment is very important. However, many investors in India feel confused between…

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Beginner Investing
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Beginner Investing Tips to Choose the Best Mutual Fund

Beginner investing guide: Learn mutual fund investment tips and how to choose the best mutual fund for beginners to grow your wealth confidently. Investing for the first time can feel overwhelming. But, if you are a beginner, it is important…

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Flexi Cap
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How to Pick the Best Flexi Cap Fund for Investment?

Learn how to choose the right Flexi Cap Fund with this simple guide. Compare performance, risk, portfolio mix and find the best Flexi Cap Mutual Fund for you. If you’re trying to choose the right Flexi Cap Fund, you’re not…

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How to Build an Emergency Fund on a Low Income

Life is full of uncertainties—unexpected medical bills, sudden job loss, or urgent home repairs can disrupt your financial stability in no time. An emergency fund acts as a safety net, giving you peace of mind and financial security when life…

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News

  • ICICI Bank, Indian Bank hike FD rates: Check latest rates for senior citizens and general depositors

    ICICI Bank and Indian Bank have revised fixed deposit (FD) interest rates from 23 October 2026. Check the latest FD rates for general depositors and senior citizens, including higher returns on select long-term deposits and Indian Bank’s special 555-day and 777-day FD schemes.

  • 8th pay commission: Here's what ToR says on dearness allowance and govt's response to DA merger demands

    The 8th CPC is consulting employees, pensioners and unions before submitting recommendations on salaries, allowances and benefits by May 2027. Here's what the ToRs state on dearness allowance and why employees are demanding DA merger… 

  • DA Hike 2026 UP Government Employees: Latest update, expectations on dearness allowance announcement

    Uttar Pradesh government employees are awaiting a DA hike for July 2026 after the state last raised DA from 58% to 60% in May. Recent DA hikes in Himachal Pradesh and Kerala have raised expectations. Here's what you need to know. 

  • EPFO ECR deadline 31 Oct: How the new PF wage ceiling affects contributions & membership; What employers must know

    The EPFO ECR deadline for September 2026 is 31 October. Find out how the revised ₹25,000 PF wage ceiling affects employee contributions, payroll calculations, mandatory EPF membership and employer compliance requirements.

  • DA hike: Himachal Pradesh, Kerala, Telangana, Sikkim — Check full list of states with dearness allowance hikes this year

    DA hikes: From Himachal Pradesh's Diwali increase to Kerala, Telangana, Sikkim, Punjab and Andhra Pradesh announcements — Check full list of states that have released dearness allowance hikes this year. 

  • 8th Pay Commission: Will DA merge with basic pay? What past panels decided and what employees should know

    Will the 8th Pay Commission merge dearness allowance (DA) with basic pay? Here is what the 5th, 6th and 7th Pay Commissions recommended, along with FNPO, Bharat Pensioners Samaj and AIDEF’s key demands. Read on to know more. 

  • 8th Pay Commission: How could a 450-day leave encashment limit boost retirement payouts? Expert explains

    The 8th Pay Commission may consider raising the leave encashment limit for central government employees from 300 to 450 days. Know how the proposal could boost retirement payouts, what unions are demanding and whether the change has been approved.

  • Bank holiday today: Are SBI, HDFC, ICICI, PNB branches closed on 24 October for fourth Saturday? Check RBI calendar

    Bank holiday today: Public and private lenders, including the State Bank of India, HDFC Bank, ICICI Bank and PNB branches, will be closed on 24 October for fourth Saturday off. Check the full RBI calendar here… 

  • UPSC educator rejects 'depreciating asset' tag for cars, advises buying at over ₹1L/month income to save up to 730 hours

    UPSC educator Amit Kilhor stated that cars should be judged by their everyday usefulness, not just depreciation. He says a car can save commuters 250 to 700 hours a year, but advises buyers to choose vehicles within their means.

  • UPI payment failed but money debited? Banks must refund and pay ₹100 per day compensation under RBI rules

    The Reserve Bank’s framework on turnaround time and customer compensation for failed transactions sets clear deadlines. Here is all you need to know.

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