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Saving v/s Investment – Understanding the Differences

Saving v/s Investment is a topic many people search for when they want to manage money better. Although both help you secure your future, they are not the same. In fact, understanding the difference can completely change how you handle…

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Smart Investing: Understanding Investing for Beginners

Smart investing starts with understanding the basics. However, many beginners feel confused. Therefore, they delay investing. As a result, they miss valuable opportunities. This guide explains smart investing in a very simple way. Moreover, it helps beginners learn…

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Best investment option : Mutual Funds vs Fixed Deposits

Best investment option : Mutual Funds vs Fixed Deposits – compare returns, risk, tax benefits, and choose the best investment option for your financial goals. Choosing the right investment is very important. However, many investors in India feel confused between…

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Beginner Investing Tips to Choose the Best Mutual Fund

Beginner investing guide: Learn mutual fund investment tips and how to choose the best mutual fund for beginners to grow your wealth confidently. Investing for the first time can feel overwhelming. But, if you are a beginner, it is important…

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How to Pick the Best Flexi Cap Fund for Investment?

Learn how to choose the right Flexi Cap Fund with this simple guide. Compare performance, risk, portfolio mix and find the best Flexi Cap Mutual Fund for you. If you’re trying to choose the right Flexi Cap Fund, you’re not…

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advisorsindia.in blogs

How to Build an Emergency Fund on a Low Income

Life is full of uncertainties—unexpected medical bills, sudden job loss, or urgent home repairs can disrupt your financial stability in no time. An emergency fund acts as a safety net, giving you peace of mind and financial security when life…

SC rejects retired professor's plea to switch from CPF to GPF after retirement: What it means for pension claims
The Supreme Court has rejected a retired NIRD professor’s plea to switch from the CPF to GPF scheme after retirement. The court said he had accepted the terms of regularisation and received CPF benefits without challenging the conditions at the time.
India Post RPLI eligibility opens to scheduled bank savings account holders: What applicants need to know about new rule
India Post RPLI elibility expanded: The change is aimed at helping policyholders who move from rural to urban areas maintain their insurance by enabling them to pay premiums through a savings account with any scheduled bank.
FAST-DS 2026: Forgot to report a dormant foreign bank account? Here’s how the new disclosure window works
FAST-DS 2026 gives eligible taxpayers a one-time opportunity to disclose certain foreign assets and dormant overseas bank accounts by 31 December 2026. Here’s who can use the scheme, the ₹1 crore and ₹5 crore limits, and how the disclosure works.
Your money doesn't need another AI review — Financial planner says stop outsourcing your patience
AI allows investors to compare investment options, estimate their retirement corpus or review their portfolio in mere seconds by transforming hours of complex financial research into a simple conversation.
Employees' Provident Fund is better than stock market, EPFO explains why in YouTube video, ‘For the wise, EPF is enough’
 Employer contributions and tax-free withdrawals enhance EPF's attractiveness, according to EPFO. The stock market serves different financial goals, it says.
8th Pay Commission pension revision: Can government amend Terms of Reference to cover existing pensioners?
The 8th Pay Commission’s current terms of reference do not explicitly provide for pension revision for employees who retired before 1 January 2026. Past Pay Commissions show that the government can amend their ToR, but pensioners’ demands for a change to the 8th CPC mandate are yet to be accepted.
Should you trust AI with your finances? Financial educator says know where to draw a line
The core problem, the financial educator said, is that investors do not stop to check whether AI-generated advice is actually relevant to their financial situation.
SIP Calculator: I am 30 years old. How much monthly SIP do I need to build a corpus of ₹5 crore by retirement?
Retirement planning requires early planning and taking various factors into consideration. For a ₹5 crore corpus by 60, monthly mutual fund SIP amounts can vary based on your age. Check calculations here.
India’s retirement income replacement rate is just 35–40%: PFRDA chief explains why you need to save more
India’s retirement-income replacement rate is around 35–40%, below the global level of about 60%, PFRDA chief S. Ramann said. As PFRDA targets 30 crore NPS and APY subscribers, the regulator is urging Indians to build larger retirement savings through regular investments.
Why is professional tax deducted from your salary; can you claim it as a deduction while filing ITR?
In India, professional tax is deducted from salaries or paid directly by self-employed individuals. The structure varies by state, but not every state imposes this tax. Details here.