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RBI governor Sanjay Malhotra signals rates to stay low for ‘long period’

RBI Governor Sanjay Malhotra expects India’s interest rates to stay low for a prolonged period, citing supportive monetary policy. He noted that ongoing trade deals, including with the US, could boost growth by up to 0.5 percentage points. India’s economy…

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Sebi alleges insider trading in Adani Group’s open offer for NDTV

Sebi has alleged Pranav Adani shared price-sensitive information about Adani Group’s NDTV open offer with his brothers-in-law, violating insider trading norms. The regulator served show cause notices, citing communication frequency during the UPSI period. This comes after Sebi recently dropped…

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Banks’ growth strategies for 2026: NIMs, CASA, retail and MSME lending

2026 is seen shaping up as a year of measured growth for banks, with strategies centred on protecting margins, strengthening deposit franchises and expanding retail and MSME lending without compromising balance sheet strength.

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GST rate revision has resulted in 5 per cent rise in revenue for states: Minister

The revision in GST rates that kicked in from September 22, as part of the economic reforms of the government, have resulted in a 5 per cent growth in the revenue of states (Gross SGST + IGST settled to States)…

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Parliament Winter Session: Govt tables bill to hike FDI in insurance sector to 100% in Lok Sabha

Union Finance Minister Nirmala Sitharaman introduced the Sabka Bima Sabki Raksha Bill, 2025, proposing to raise FDI in the insurance sector to 100%. The bill aims to provide insurance to all by 2047, amending key insurance laws and establishing a…

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Rupee breaches 91-Mark amid foreign outflows, Experts say volatility to continue till January

The Indian rupee touched a historic low on Tuesday, breaching the 91-mark against the US dollar for the first time. The sharp fall highlights growing pressure on the domestic currency amid continued foreign fund outflows and weak capital inflows.

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  • Which ITR form should you file? A guide for salaried employees, pensioners and other taxpayers

    The ITR forms have been revised for AY 2026-27, affecting ITR-1, ITR-4 and ITR-2. Taxpayers must ensure correct filing by reviewing income sources and changes to avoid complications. The filing deadline is 31 July 2026 for individuals and non-audited entities.

  • Forgot your ITR login password? Here's how to reset it without access to Aadhaar-linked mobile number

    Taxpayers can reset their income tax e-filing portal password using various methods if they forget it, even if they don't have access to their Aadhaar-linked mobile number. Step-by-step guide here.

  • AMFI Data: Gold ETF inflows rebound to ₹3,443 crore in June after May outflows, here's what changed

    Gold ETF inflows rebounded sharply to ₹3,443 crore in June, reversing May's outflows as investors returned after profit booking. Experts say cooling gold prices and persistent global uncertainties revived demand for the safe-haven asset.

  • EPF vs PPF vs NPS: Which retirement scheme is meant for you?

    Building a solid retirement corpus is crucial for financial planning. Popular schemes in India include EPF, PPF, and NPS, each differing in eligibility, contributions, and benefits. Details here.

  • These value mutual funds delivered the highest returns in 5 years. Should you invest?

    Value funds, notably HSBC and ICICI Prudential, have yielded strong returns. Experts suggest that investors adopt a mixed strategy, combining value and growth stocks, to enhance portfolio performance throughout different market cycles.

  • ITR filing: Switched jobs during FY 2025-26? Follow this checklist to avoid errors

    Employees who changed jobs during FY 2025-26 should report salary from all employers while filing ITR for AY 2026-27. Verify Form 16, Form 26AS and AIS, report total salary correctly, and avoid tax notices, interest charges and refund delays. 

  • Mutual fund delivered 15% CAGR? Why your returns may still be lower

    Your mutual fund's published return and your actual return are often not the same. Experts explain why investor behaviour, rather than fund performance, is usually responsible for the gap.

  • CBDT directs AIS to show foreign investments, strengthening tax transparency and compliance

    CBDT will upload foreign investment and overseas financial account information into taxpayers' AIS within 90 days under the AEOI framework. The move aims to improve tax transparency, simplify compliance, strengthen verification of foreign assets and encourage accurate income tax return filing.

  • 8th Pay Commission: Should the highest government salary be capped? Here's what employee bodies want

    Employee bodies have proposed contrasting approaches to determining the highest salary under the 8th Pay Commission, with some seeking a 1:12 cap between minimum and maximum pay while others oppose any such limit.

  • 20x rule explained: Simple property price test to decide if renting or buying a home is smarter

    The 20x rule helps homebuyers compare property prices to rental values before deciding whether to buy or rent. Here's how the price‑to‑rent ratio works, its benefits and limitations and how EMIs, appreciation and personal finances shape smarter housing choices.

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