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Gold, silver prices today, 21 August: Check retail rates of 24K, 22K gold, 999 silver in Delhi, Mumbai and Kolkata
Gold and silver prices today, 21 August: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.
India market is going to act like an AI-hedge: DSP’s Jay Kothari
India has lagged global markets amid the AI boom. DSP’s Jay Kothari explains why that underperformance could reverse, where investors should look and how to approach the coming IPO wave.
Turning 60? These financial benefits can cushion your retirement
Senior citizens in India get higher interest rates, tax concessions and discounts on travel and utilities—but with retirement largely self-funded, building a sufficient corpus remains crucial.
Can a govt employee switch pension scheme after accepting retirement benefits? SC clarifies
The Supreme Court ruled that a retired employee cannot switch pension schemes after accepting benefits. This arose from a case where a retired professor sought GPF coverage after being under CPF. Details of the full case here.
8th Pay Commission: Can government amend ToR to cover pension revision for pre-2026 retirees?
The 8th Pay Commission’s Terms of Reference could be amended to include pension revision for retirees who retired before 1 January 2026. While the Centre has yet to announce any change, historical precedents show that the ToRs of earlier Pay Commissions have been amended and improved when required.
Only two consumption funds gave over 10% SIP returns in 3 years, while one scheme posted less than 1%: Here's why
Consumption funds have delivered widely different returns over the past three years, despite focusing on the same broad theme. Find out what drove this divergence, the role of stock selection, key sectors, and the risks investors should consider.
Bitcoin and Dogecoin emerge as India's favourite crypto duo: New study reveals how age shapes investing preference
Bitcoin and Dogecoin have emerged as the most popular crypto pairing among Indian investors across age groups, according to a report. While younger investors are driving new participation, older investors display stronger buying conviction and greater portfolio diversification.
Joint FCNR (B) accounts for NRIs: Eligibility, mode of operations and key rules explained
NRIs are permitted to open and maintain FCNR(B) accounts jointly with eligible resident relatives, subject to certain conditions.
Gold loan jewellery stolen from bank? Consumer court ruling explains your compensation rights
A Karnataka consumer commission has ruled that if gold jewellery pledged for a loan is stolen from a bank, the lender must compensate for the gold value, making charges and stone value. Canara Bank was ordered to pay ₹88,362 with 9% interest, plus compensation.
Doctor today, lawyer tomorrow: How do you save for your child’s education when they keep changing dreams?
In 2026, planning for a child's education fund is complex due to shifting career paths. Experts advise creating flexible investment structures.