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295% return on SGB premature redemption date: Gold bond turns Rs 1 lakh investment into Rs 3.95 lakh

Sovereign Gold Bond: The Reserve Bank of India has revealed the early redemption price for a gold bond series known as SGB 2019-20 Series IV. Starting from September 17, 2026, investors are eligible to redeem this bond after five years.…

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SC asks RBI to secure compliance of norms on seizure of financed vehicles by NBFCs, banks

The Supreme Court’s recent decision compels the RBI to enforce lawful protocols around vehicle repossession. Financial institutions are now required to follow due process when they seize vehicles that have been hypothecated. The ruling also mandates a finance company to…

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Exclusive: Unity SFB extends Inderjit Camotra’s tenure by 6 months; RBI approval for new CEO likely in 2-3 weeks

Unity Small Finance Bank submitted names for its next MD & CEO to the RBI around the end of July, with regulatory approval expected in the next 2-3 weeks, people aware of the development told ETBFSI. The lender confirmed its…

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Rupee slips below 96 per dollar level in early trade

The rupee has slipped against the US dollar, crossing the 96 mark for the first time in two months. Factors such as global uncertainty and high crude oil prices have placed additional strain on the domestic currency. Meanwhile, the recent…

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US Sanctions Act puts India at risk of tariffs of up to 100 pc: GTRI

The recently introduced US House bill might enforce a staggering 100 percent tariff on goods from India, aiming at nations buying Russian energy resources. India, which has grown increasingly dependent on Russian crude oil—now covering more than 88 percent of…

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Air India's consolidated loss widens to Rs 22,238 cr in FY26

Air India’s financial woes deepened as it recorded a consolidated loss of over Rs 22,000 crore for the fiscal year 2025-26. While overall income dropped, total expenses surged, particularly in aircraft repairs, even as fuel costs declined. Adding to the…

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  • Bond market performed well, equities less so: RBI Deputy Governor Poonam Gupta on what lies ahead

    India's bond market has outperformed many other nations in recent years, while equities lag behind. RBI’s Gupta notes in RBI's bulletin about what lies ahead for the stock market. 

  • Top 5 most recent 8th Pay Commission updates: Mumbai visit, Bengaluru meeting and more

    The 8th Pay Commission has announced its visit to Mumbai for October 22-23, 2026, and its meeting in Bengaluru for October 7–8, 2026. Here are the five latest official updates, including consultant guidelines, visits to Jaipur and Chandigarh, and what employees and pensioners should know.

  • EPF balance not showing on member passbook? Here's why this happens and when you should worry

    If your EPF is not displaying on the member portal, it may simply be a technical or processing issue, which in most cases can be fixed. Here's why this happens and when you should worry. 

  • Bank holiday today: Check if SBI, HDFC, ICICI branches are open or closed on Saturday, 26 September

    Bank holiday today, 26 September: SBI, HDFC Bank and ICICI Bank branches are closed as it is the fourth Saturday. Public sector banks and RRBs will operate on Sunday, 27 September, ahead of the proposed nationwide bank strike from September 28-30.

  • Closing an unused credit card? Experts explain how it can affect your credit utilisation

    An unused credit card may seem unnecessary, but closing it can reduce your total available credit and increase credit utilisation. Before cancelling a card, borrowers should consider its annual fee, benefits, credit limit, outstanding balances and role in their credit profile.

  • Income Tax Act 2025: What crypto investors should know about VDA provisions, TDS and ITR filing rules

    The Income-tax Act, 2025 largely retains the existing tax treatment of VDAs, including the 30% tax and 1% TDS. However, section numbers have changed and a new reporting framework for crypto transactions will require investors to maintain detailed transaction and wallet records.

  • Gold ETF vs Gold FoF: How do they differ and which one costs more?

    Gold ETFs trade live on stock exchanges, whereas Gold FoFs are bought and redeemed through mutual fund platforms at end-of-day NAV

  • Diversified equity mutual funds: Which top 5 schemes have outperformed their category over 3 years?

    Three-year returns can tell you which diversified equity funds have delivered strong performance, but they don't show the full picture. Here’s a look at the funds that topped returns and how their performance stacks up by alpha. 

  • EPFO final PF withdrawal rule: How is your interest calculated up to the payment authorisation date?

    EPFO calculates interest on final PF settlements up to the date the final payment is authorised, irrespective of when the claim was submitted. Here’s how the interest calculation works and what EPF members should know when making a final withdrawal.

  • PRIM vs mutual funds vs PMS: Experts explain how they differ on portfolio structure, costs, taxation and suitability

    SEBI’s new PMS framework introduces PRIM, allowing investors to access professionally managed portfolios of mutual funds, ETFs and SIFs. Here's how PRIM compares with conventional PMS and mutual funds on investment, management, taxation and flexibility. 

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