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50/30/20 Rule Budgeting: Complete Guide for Beginners (India)

Managing money can often feel confusing, especially when there are so many expenses to handle every month. The 50/30/20 rule budgeting is a simple budgeting method that helps you organise your income without making things complicated. This rule divides your…

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I-T Dept rolls out revamped TRACES portal for TDS compliance: What’s new for taxpayers

The TRACES platform is widely used by individuals, businesses, and other entities to access TDS and TCS details, download certificates such as Form 16 and 16A, and file corrections in tax returns. With the new version, the department aims to…

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M&A, PE deals log record volumes in Q1, but values plunge 48% on fewer big-ticket transactions

India saw record deal volumes in the first quarter of 2026. Activity remained strong with more deals, but the total value dropped significantly. This was due to fewer large transactions. Mergers and acquisitions were steady in number but lower in…

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NFRA flags audit quality gaps at Singhi & Co; cites insufficient evidence in one engagement, calls for overhaul of documentation

Inspection finds lapses in SQC-1 compliance, weak audit trail, inconsistent practices across engagements; questions audit opinion in unlisted company case.

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Prolonged war may hit Rs 75,000 crore dividend target

High oil prices could hurt state-run petroleum firms, which alone accounted for a third of the government’s dividend collection of ₹78,438 crore from all CPSEs and other relevant entities last fiscal. Brent crude oil prices on April 10 remained almost…

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India-UK free trade pact may come into force from second week of May: Official

“We are expecting the pact to be implemented from the second week of May,” the official said.

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  • Sukanya Samriddhi Yojana returns explained: What yearly investments can grow into

    The Sukanya Samriddhi Yojana account is presently providing 8.2% earnings per period, calculated yearly

  • Public Provident Fund vs Fixed Deposits vs SIPs: Which one should a first-time investor start?

    PPF vs FDs vs SIPs: A first-time investor's choice should depend on your particular financial situation and future goals. Take a look below to assess, which works best for your lifestyle and planned retirement targets…

  • Turning 60? Here are the top 5 health insurance plans for senior citizens in 2026

    Senior citizens' health insurance plans should offer better claim support, chronic illness coverage, restoration benefits and flexible features. These 2026 plans will help protect the elderly against rising healthcare costs.

  • 8th central pay commission: Hike in minimum pay, increment and DA — Here's how employee groups want salaries to change

    The 8th central pay commission is consulting with stakeholders to gather input for its recommendations. Meetings are scheduled across various states and territories to collect feedback. Here's what some of the biggest employee groups are demanding…

  • How the deemed residency rule can hurt NRIs in some West Asian countries

    If Indian-source taxable income from property sales, equity gains, dividend or interest crosses ₹15 lakh in any financial year, deemed residency kicks in and every treaty benefit disappears.

  • 50-30-20 vs envelope vs zero-based budgeting: Which method suits you best?

    50-30-20, envelope, and zero-based budgeting: three personal finance systems that help manage income, control spending, and improve savings discipline through structured planning, flexible methods, and financial clarity. 

  • Can Indians earn from idle gold through stablecoins? Why CoinSwitch co-founder sees challenges in Nikhil Kamath’s idea

    Nikhil Kamath proposed a gold-backed stablecoin to monetize idle gold in Indian households. CoinSwitch's Ashish Singhal noted existing global products but highlighted challenges with India's gold, including regulation, trust, and storage of non-standardized gold assets.

  • EPFO deadline alert: File April 2026 ECR, deposit PF dues by 15 May to avoid penalties

    The EPFO ECR filing deadline reminder urges employers to submit the April 2026 returns and deposit provident fund contributions by 15 May to avoid penalties, interest charges and compliance issues. 

  • Should you add silver instead of gold after the duty hike-triggered price rally? Experts say, ‘a tactical addition…’

    India has increased import tariffs on gold and silver to 15%, up from 6%, to reduce imports and protect foreign exchange reserves. This tariff increase led to a nearly 6% price surge in both metals, impacting demand for gold jewellery and prompting investors to consider silver as an alternative.

  • Income isn’t wealth: The silent trap of high-flying executives

    High income, high lifestyle, zero strategy. Why even top executives with stellar careers often fail at wealth creation — and how misplaced confidence and poor execution derail financial futures.

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