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Startup investing in India: Why angel investing is high-risk, illiquid, and suitable only for patient investors with diversified portfolios

Indian startup investing, once fueled by easy money, now demands caution due to market volatility and inherent risks. While success stories attract affluent investors, the reality involves illiquidity, founder ethics, and long holding periods. Experts advise a disciplined portfolio approach,…

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Rajesh Exports likely to be dropped from PLI scheme, final decision in days: Sources

​The matter will be placed before Minister of Heavy Industries H D Kumaraswamy, who has returned from an official trip to Kyrgyzstan. “A final call will be taken in the coming days,” a source said.

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As cos fast-track AI adoption, data & infra readiness come under spotlight

Indian companies are rapidly adopting artificial intelligence. While some have fully integrated AI, many are still in pilot phases. Challenges like data management and infrastructure modernization hinder widespread adoption. Organizations are prioritising data quality and governance for successful AI deployment.…

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Indian firms received far less govt support than Chinese peers during 2005-24: OECD report

​OECD MAGIC Database of Industrial Subsidies measures what firms actually receive (not what governments disclose), covering 525 of the world’s largest manufacturers across 15 key sectors over 2005-24, through three instruments: grants, income-tax concessions, and below-market borrowings (cheap state-bank loans).

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Top corporate bonds, long gilts can be a good play as RBI holds rates

The RBI maintained its repo rate at 5.25% and a neutral stance, raising inflation forecasts due to West Asian conflict-driven oil price hikes. Fund managers suggest corporate bonds for accrual income and a tactical bet on long-tenure gilt funds, anticipating…

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India eyes major bond index entry as tax exemptions sweeten appeal

India is set to reapply for inclusion in major global bond indices. This follows significant tax exemptions for foreign investors on capital gains and withholding taxes. The country has also expanded its long-dated securities pool. Officials are engaging with global…

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  • Moved abroad after retirement? How NRIs can submit their life certificate without making a trip to India

    EPS supports over 85 lakh individuals, many of whom may retire abroad. Pensioners must keep their Life Certificate valid. If you cannot use the digital route or appear in person to submit, here are some other options to consider.

  • Gold, silver prices today, 7 September: Check retail rates of 24K, 22K gold, 999 silver in Delhi, Mumbai and Kolkata

    Gold and silver prices today, 7 September: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

  • The best gift for your children isn't a house—it's optionality

    Real estate may offer stability, but liquid financial assets give the next generation the flexibility to adapt to changing life goals.

  • NPS for NRIs: What happens to your account when you move abroad? PFRDA explains

    Moving abroad does not automatically mean closing your NPS account. PFRDA allows NRIs to continue NPS Tier I through NRE or NRO accounts, but Tier II cannot be activated.

  • Insurance mis-selling: Retired professor gets ₹10.6 lakh; court says signatures alone don’t prove informed consent

    A Hyderabad consumer commission ordered a ₹10 lakh insurance refund to a 73-year-old retired professor after finding the policy was sold without free and informed consent. The bank and insurer were also ordered to pay ₹60,000 in compensation and costs.

  • India’s senior living market to grow 4x, cross ₹1 trillion by 2030, Tier II, III cities to see most new projects: Report

    India's senior living market is estimated to cross ₹1 lakh crore by 2030, nearly four times the current levels, according to a report by Colliers. The segment's expansion is drawing increased investment from real estate developers and investors, it added. 

  • AUM giants lose to smaller equity funds: The surprising gap in 1-year returns investors need to know about

    A fund with a massive AUM is not necessarily the one delivering the highest returns. A look at one-year performance shows why investors should not use fund size as a shortcut for choosing equity mutual funds.

  • 5 investment rules everybody must know: You don’t need to be Warren Buffett to understand these simple money basics

    Simple financial rules help manage expenses and investments for Indian households. You don’t need to be Warren Buffett to understand these simple money basics.

  • Retiring with ₹2 crore? Here’s how much you can withdraw every month

    A practical approach can be to keep a portion of the corpus in relatively stable and liquid investments for near-term expenses, while investing another portion for long-term growth

  • ITR: Have you filed income-tax returns but not received refund yet? Here's how to check status online

    Income-tax refunds are issued when the tax paid exceeds the actual liabilities after deductions. Today, we look at the timeline, likely cause of delay in receiving credit, and how to check status online.

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