Blog - Advisors India

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GST Council 57th Meeting: Faster Refunds, ITC, Registration, Lower Penalties — All Key Announcements Explained

GST Council 2026 Highlights: The GST Council has approved a series of major reforms, including faster GST refunds, easier registration and cancellation, wider ITC eligibility, no notices below ₹10,000, lower prosecution and penalty thresholds, simplified compliance for small businesses and…

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Deposit rate hikes unlikely for 3 months; RBI action to help NIMs: SBI chairman C S Setty

State Bank of India Chairman C S Setty stated there will be no deposit rate hikes for the next three months. He cited sufficient liquidity in the system as a key reason for this prediction. Setty mentioned that credit growth…

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GST Council highlights: What FM Sitharaman announced for India Inc

The GST Council on Thursday recommended a broad package of compliance reforms for India Inc, including simpler registration, faster refunds and wider ITC eligibility, while scrapping tax officers’ arrest powers and raising the prosecution threshold to Rs 5 crore from…

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GST Council scraps arrest power of tax officers, raises prosecution threshold to Rs 5 crore

No GST rate changes; Finance Ministry says existing rate structure is settled.

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India's GDP is booming, but stock market is crashing: What's going wrong?

India is experiencing impressive GDP growth of 7.8%, while the World Bank revises its growth outlook to 7.1%. Yet, Dalal Street faces turbulence as benchmark indices suffer losses exceeding 1%. This is largely due to foreign investors offloading shares and…

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Startup employees report lowest wellbeing, study finds

About 47.5% of the 823 founders, employees, investors and ecosystem supporters surveyed scored below the study’s low-wellbeing threshold, according to State of Mind: The Startup Ecosystem, initiated by Merak Ventures founder and partner Sheetal Bahl.

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Mutual Fund SIP returns: Can you still lose money after investing for 10 yrs? How small-cap, mid, large-cap SIPs fared
Even a 10-year SIP could deliver losses, with small-cap indices recording a worst-case return of -0.13%. Edelweiss Mutual Fund data shows mid-cap SIPs delivered the highest average returns over five and ten years, outperforming large- and small-caps.
Cash deposit vs gift tax: Why a ₹10 lakh bank deposit may attract scrutiny while a ₹50 lakh family gift can be tax-free
Cash deposits of ₹10 lakh or more in savings accounts can be reported to the Income Tax Department, while parents can gift ₹50 lakh or more to children tax-free. Know the cash deposit limits, gift tax rules and documents needed to avoid scrutiny.
Sold a property at a loss? Can you offset it against gains from shares or mutual funds? What tax experts suggest to do
Sold a property at a loss? Income tax rules allow you to offset certain property losses against capital gains from shares and mutual funds. Know the rules for short-term and long-term losses, the eight-year carry-forward limit and key tax conditions.
Received gratuity money after leaving your job? Experts explain the tax-free limit; when you may have to pay income tax
Received gratuity after resignation or retirement? The tax-free limit for most private-sector employees is ₹20 lakh, but the entire payout may not be exempt. Know how gratuity tax is calculated, eligibility rules and when income tax applies.
Post Office vs FD vs Arbitrage Fund: Which one offers best post-tax returns? Compare risk and liquidity before investing
Post office deposits, bank FDs and arbitrage funds differ in post-tax returns, liquidity and risk. A ₹5 lakh investment could earn more through arbitrage funds in higher tax brackets, but holding period, taxation and capital safety matter.
Need ₹10 lakh emergency fund? How to split your money between savings accounts, FDs and mutual fund? Plan by experts
Have ₹10 lakh set aside for emergencies? Here's how to divide it between savings accounts, fixed deposits and liquid mutual funds to balance easy withdrawals, capital safety and returns, along with key differences in taxation and liquidity.
Gen Z doesn't need a 30-year SIP for retirement. They just need to get the first seven right.
Instead of demanding a intimidating 30-year commitment, the ‘First Seven Framework’ encourages Gen Z to aggressively build their retirement foundation during the first seven years of their career when life responsibilities are minimal.
Insurer loses appeal over ₹17.99 lakh dengue claim rejected on waiting-period grounds | What commission said
Delhi’s State Consumer Commission dismissed HDFC ERGO’s appeal over a policyholder’s denied claim for dengue treatment. It ruled that a 24-month waiting period for specified illnesses could not apply because dengue was not on the list. It directed the insurer to pay compensation & litigation costs.
Flexi-cap mutual funds: Only 4 out of 37 funds delivered 8%+ SIP returns in 3 years. How did your fund perform?
Only four of 37 flexi-cap funds delivered over 8% annualised returns on three-year SIPs, while three posted losses. ITI Flexi Cap topped the list at 10.16%, while large schemes such as Parag Parikh, HDFC and SBI delivered lower returns.
Mutual fund, SIP investment: Large-cap vs small-cap — Where to invest new money this Diwali, Dhanteras? Experts views
Large-cap mutual funds look relatively attractive on valuations, while small-cap funds lead in returns and inflows. With Diwali approaching, experts explain how investors should weigh valuations, risk appetite, investment horizon, and portfolio allocation before deploying fresh money.