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Should you prepay your loan early? Expert weighs in on interest savings, EMIs and future borrowing
Should you prepay your loan early? Experts explain how prepayment can reduce interest costs and debt, why timely EMI payments matter more for credit scores, and what borrowers should check before using savings to close a loan early.
Father faces ₹12.83 lakh penalty over minor child’s ₹1.17 crore interest income; ITAT Delhi grants relief
A minor's ₹1.17 crore interest income led to a ₹12.83 lakh penalty for his father. The tax officer denied a reduced rate under the India-UAE treaty and penalised for supposed under-reporting. Here's what happened next.
Bank holiday today: Are HDFC, ICICI and SBI branches closed on Saturday, September 12?
All bank branches in India are closed today due to the second Saturday of the month, but online services remain available. Details of upcoming bank holidays here. 
Credit score 780, but home loan application rejected? Expert explains what lenders look for
Credit score 780 but home loan rejected? Experts explain why a high CIBIL score may not guarantee approval, covering income stability, existing EMIs, repayment capacity, property value and documentation that lenders assess before sanctioning a home loan.
Digital Credit and Inclusion Index: Borrowers from Tier II cities are driving India’s digital credit story, finds report
Tier-2 cities in India are leading digital credit and inclusion, with an average score of 58.64, ahead of Tier-1 and Tier-3 cities, the Digital Credit & Inclusion Index (DCII) 2026 by Pahlé India Foundation and Amazon Pay found.
He had ₹15 lakh in savings but still lost money. Here’s how a 32-year-old fixed his portfolio
A software engineer saved ₹15 lakh but lost purchasing power due to low savings interest. Advised by a financial planner, he allocated funds effectively, setting goals for emergencies, a house, and retirement. His experience highlights how inaction can be a financial decision.
Education loans: Parent or student — who should sign on the dotted line?
Unlike traditional consumer debt, education loans evaluate a candidate's future earning capacity rather than just existing income.
PPF: Here's how much investment of ₹2,000 per month earns you — Even 5 years’ delay can impact your total corpus
Today, we calculate the minimum amount you would need to invest in your / your child's PPF per month in order to successfully become a “crorepati” over the long run. Below is how the calculation works out for every 5-year delay:
Global yields surge: How they affect the Indian bond market and why domestic factors matter
Analysts believe domestic economic conditions remain the key factor determining the direction of Indian bond yields, rather than movements in global yields alone.
SWP: Here's how to generate ₹50,000 per month as steady income while keeping your corpus invested
Today, we explain how much you would have to invest in a systematic withdrawal plan (SWP) in order to receive ₹50,000 per month as steady income after retirement, while keeping your corpus invested.