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New NPS exit rules explained: Retiring soon? How much you can withdraw and when
The National Pension System has updated withdrawal rules, allowing more flexibility for subscribers until 2026. Government employees exiting prematurely must use 80% of their accumulated pension wealth for an annuity, while those with an APW of ₹5 lakh or less can withdraw fully in a lump sum.
Can American customers expect any benefit as US companies seek tariff refunds?
The US government has launched the CAPE portal for businesses to apply for tariff refunds after SCOTUS deemed Trump's tariff regime illegal. However, companies are unlikely to pass on the benefit to Americans.
Senior Citizen Savings Scheme vs Fixed Deposits: Which gives better interest rates over five-year investment period?
Among the safest investment tools in India, bank deposits and the government's Senior Citizen Savings Scheme (SCSS) are the preferred choice for retired investors seeking steady payouts and guaranteed returns.
Direct funds vs regular funds: Differences, key things to remember, and which option investors should choose
Direct funds are plans where investors apply directly with a fund house without an agent, bank or broker. While this eliminates commission fees, they demand more markets knowledge from investors. Here's what you need to keep in mind…
Mutual fund investment: From expense to risk — These are the factors you must consider before choosing a fund
Mutual fund investments are considered among the best ways for an ordinary investor to book capital gains. However, there are varying levels of risk attached based on the type of scheme. Here's what you should consider before picking one.
DA hike: Finance Ministry increases Dearness Allowance for central govt employees by 2% wef 1 January 2026
The Ministry of Finance on 22 April announced revision of rates of Dearness Allowance (DA) for central government employees, effective from 1 January 2026. Here's all we know so far…
Savings of ₹50 lakh? How inflation and lifestyle determine if your money lasts or runs out
A big reality check on ₹50 lakh in savings in India shows how inflation, lifestyle expenses, and location determine how long the corpus lasts and whether it builds long-term financial security. 
Income-tax returns: Here's how to declare gifts, mutual fund and share transfers in ITR form
Recipients of significant financial gifts from relatives should disclose these in their ITR to ensure transparency. Proper reporting and retention of documents can prevent tax queries or notices from the tax department in the future.
Indian retail portfolios are no longer insulated from global shocks
As the correlation between Indian and US markets hits record highs, the hidden global risks embedded in domestic stocks are making traditional diversification strategies obsolete.
In a fragile world, how anti-fragile is your portfolio?
The world is unpredictable—build a portfolio that benefits from shocks.