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RBI may not need immediate CRR hike as liquidity surplus likely to moderate: UBI Report

The Reserve Bank of India may not need to raise the cash reserve ratio (CRR) in the immediate term as the banking system’s surplus liquidity is expected to moderate through FY27, with the central bank able to use more flexible…

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India-US trade deal more or less finalised, to be signed at appropriate time: Commerce Secy

The India-US trade deal has been “more or less” finalised and the two sides are working on a framework for preferential market access before signing it at an appropriate time, Commerce Secretary Rajesh Agrawal said on Wednesday.

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India's new supply-chain wonder is set to shift the gears of growth

The operationalization of India’s freight corridors marks a transformative step for the nation’s logistics landscape, strategically positioned along major economic routes. These advanced routes not only expedite transport times but also elevate reliability for businesses, fostering better supply chain management…

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Gold prices soar, Indians swap old jewellery for new as advance purchase schemes lose shine

With gold prices soaring, consumers have increasingly turned to exchanging old jewellery, resulting in a notable decrease in advance purchase scheme deposits across the market. Notably, Titan’s Tanishq chain experienced a staggering thirty-nine percent dip year-on-year in deposits. Similar trends…

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Real estate sector needs policy reforms on affordability, approvals to unlock growth: Experts

Rising land prices make affordable housing a significant challenge for common buyers. Streamlining processes and adopting technology are needed to improve ease of doing business. The sector is shifting towards constructing smarter and more sustainable buildings. Policy interventions are essential…

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Supreme Court sends Vedanta’s Rs 5.25 crore SEBI penalty case back to SAT

The Supreme Court has returned a penalty case to the Securities Appellate Tribunal concerning a Rs 5.25 crore penalty imposed on Cairn India over its 2014 share buyback. The tribunal had annulled SEBI’s earlier decision, which accused Cairn of misleading…

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  • 8th Pay Commission: How much salary hike will a 2.75 or 3.5 fitment factor give central government employees?

    8th Pay Commission salary hike explained: See how a 2.75 or 3.5 fitment factor could change central government employees’ basic pay across pay matrix levels, with illustrative calculations, salary comparisons and key points before the final recommendations.

  • Bank holiday today: Check if SBI, HDFC, ICICI branches are open or closed on Saturday, September 19

    Bank holiday today, September 19, 2026: SBI, HDFC Bank and ICICI Bank branches are open as it is the third Saturday. Check state-wise RBI holidays before visiting.

  • Should you take a personal loan for your wedding or use savings? Experts explain the smarter money choice

    Should you take a personal loan for your wedding or use savings? Experts explain when using savings makes sense, how wedding loan EMIs affect future goals, and what borrowers should consider before taking on wedding debt.

  • Gold vs Nifty 50: What would ₹1 lakh invested 20 years ago be worth today? Check post-tax returns

    Gold has outperformed the Nifty 50 over the past 20 years, but returns are only part of the comparison. Their capital gains tax treatment is different too. Here’s what ₹1 lakh invested 20 years ago could be worth today and how much an investor may keep after tax.

  • Two home loans? You can claim tax benefits on both—but there are limits | Check details

    An individual can take multiple home loans as long as the lender is satisfied with the borrower's income, credit profile and ability to service the loans

  • 8th pay commission: From night allowances to risk insurance, 8 key demands nurses have put forward

    The nurses' association outlined several key requests, ranging from higher starting salaries and night duty pay to comprehensive insurance and the return of the Old Pension Scheme.

  • ₹10,000 SIP, ₹87 lakh corpus: Why staying invested for 20 years may be harder than the calculation suggests

    A big SIP corpus can look impressive on paper, but real wealth creation depends on whether investors can afford rising contributions, survive financial emergencies and stay invested through market downturns, weak returns and long periods of underperformance.

  • Digital gold is booming: Are investors overlooking hidden risks? Experts compare it with gold ETFs

    Digital gold is booming, but investors face a key trade-off: convenience versus regulation and costs. Experts explain how digital gold compares with gold ETFs in terms of accessibility, physical delivery, expenses, investor protection, and the safeguards needed for this fast-growing segment.

  • New UPI MDR rules from October 15: What changes for fuel, railway tickets and 3 other key services? Explained

    From October 15, UPI payments over ₹2,000 for fuel, railway tickets, and other services will incur a flat MDR of ₹5, as announced by NPCI. Meanwhile, for P2M transactions above ₹2,000 outside the specified categories, NPCI has introduced a 0.4% MDR.

  • Investing via RBI Retail Direct platform: Who will pay UPI MDR from 15 October? Experts weigh in

    When you invest in government securities through RBI Retail Direct using UPI, who will bear the payment-processing cost? With MDR rules for capital market transactions changing from 15 October, here’s what investors need to know about the charges involved.

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