Blog - Advisors India

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Retired before April 2023? ITAT allows LIC employee to claim tax exemption on ₹9.04 lakh leave encashment
A retired LIC employee won ITAT Jaipur relief on ₹9.04 lakh in leave encashment after the tax department restricted her exemption to ₹3 lakh. The ruling examines whether the enhanced ₹25 lakh limit introduced in 2023 can benefit employees who retired earlier.
Gold price forecast: Why investors expect record highs within 2 years
For now, investors  see continued central bank buying and demand for safe-haven assets as key supports for bullion. However, predictions of fresh record highs remain forecasts rather than guarantees.
Sundaram Finance hikes interest rates on fixed deposits; offers up to 8% returns — check details and effective date
Sundaram Finance has raised fixed deposit rates from October 16, 2026. Check revised rates across different tenures. 
Why a higher salary may not improve your financial security: 5 money habits that can eat into your savings every month
Salary hikes may not increase savings if lifestyle expenses rise alongside income. Here are five money habits young professionals should watch, from lifestyle inflation to emergency fund planning.
EPFO extends September 2026 PF filing deadline to 31 October: What employees should check
EPFO has extended the deadline for employers to file September 2026 PF returns and deposit contributions to 31 October from 15 October. The extension follows the revision of the PF wage ceiling and gives employers more time to complete compliance formalities.
Diwali bonus: Will your festive payout be taxed? What salaried employees need to know
Diwali cash bonuses from employers are taxed as salary at the employee’s applicable tax rate. Here's when gifts are exempt from tax and how to report it in ITR. 
Widow pension delayed for months? Andhra Pradesh High Court directs payment of arrears from the date of application
The Andhra Pradesh High Court has directed authorities to pay widow pension arrears from the date of application, ruling that administrative delays cannot deprive eligible beneficiaries of their entitlement. The arrears must be paid within eight weeks. 
Buying your first health insurance policy at 26? Know the cover, add-ons and benefits to compare
A 26-year-old earning ₹40,000 a month should prioritise adequate health insurance coverage, compare policy exclusions and hospital networks, and choose add-ons such as restoration, maternity and OPD benefits based on costs and individual needs.
How much salary do you need to live comfortably in a Tier 1 city? Here’s what a 25-year-old should aim for
A 25-year-old living independently in a Tier 1 city may need a monthly take-home salary of ₹70,000 to ₹1.4 lakh to meet living expenses and save 20-30% of income, depending on the city and lifestyle.
Bharti Airtel vs Vodafone Idea: Top 5 mutual funds by exposure — could Reliance Jio's listing reshuffle portfolios?
Reliance Jio Platforms IPO could reshape mutual fund exposure to India’s telecom sector. While some schemes have significant allocations to Bharti Airtel and Vodafone Idea, the impact will depend on valuations and fund managers' investment strategies. Here's what you need to know.