Blog - Advisors India

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PNB set to sell NPAs worth Rs 5,000 crore to ARCs, targets 50% minimum realisation: MD Chandra

Punjab National Bank aims to improve its financial health by selling approximately 100 NPA accounts to ARCs, expecting a recovery rate of 40-50%. PNB is also targeting a total business of Rs 30 lakh crore by the end of the…

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Comprehensive land reforms needed for India to become manufacturing hub: CII

Confederation of Indian Industry suggests land reforms. It proposes a GST-like council for coordinated reforms. CII advocates for uniform stamp duty rates across India. It recommends Integrated Land Authorities in each state. Full digitization of the conversion process is also…

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India emerges as top smartphone supplier to US, electronics manufacturing stands at Rs 12 lakh cr: Ashwini Vaishnaw

India is now a leading smartphone supplier to the US. Electronics manufacturing has reached Rs 12 lakh crore. Electronic production has grown six times in 11 years. Exports have increased eightfold to Rs 3 lakh crore. India is the second-largest…

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PSBs step on the gas in retail as private ones take foot off the pedal

Indian public sector banks are aggressively expanding their retail loan portfolios. They are growing faster than private sector banks in this segment. State Bank of India, Bank of Baroda and Punjab National Bank are leading this growth. Private banks are…

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Brookfield acquires Jet Airways’ office property in Mumbai through insolvency process

The sale was conducted under the Insolvency and Bankruptcy Code (IBC) and overseen by the National Company Law Tribunal (NCLT).

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India’s textile exports face uncertainty as companies shift production to Vietnam, Indonesia, and Africa

Facing potential tariffs, some Indian textile companies like Pearl Global Industries are shifting US-bound production to countries like Vietnam, Indonesia, and Bangladesh, where tariff structures are more favorable. This strategic move aims to maintain customer relationships and profitability amidst evolving…

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New ITR-4 form introduces mandatory investment disclosure for presumptive taxpayers: Here's how to file step-by-step
To file ITR-4 for AY 2026-27, visit the Income Tax e-Filing Portal, verify details, enter income and deductions, validate the form, and submit using Aadhaar OTP or EVC. Eligibility includes earning under ₹50 lakh from business, with specific conditions for freelancers and property owners.
8th Pay Commission: Teachers' body demands ₹50,000 basic pay, higher HRA, annual increments, old pension scheme—Details
PSNM demands a minimum basic pay of ₹50,000 for Level 1 employees and ₹1,34,500 for Level 6 teachers in the 8th Pay Commission. Key demands include higher HRA, annual increments, merging basic pay with DA, and restoring the Old Pension Scheme.
Will govt employees be paid DA, DR arrears for Covid times ahead of 8th Pay Commission? What we know
Central government employees and pensioners await DA and DR arrears from the COVID-19 period. The Finance Ministry confirmed in 2020 that these payments cannot be released, despite ongoing demands. A recent increase of 2% in DA and DR has been approved, effective January 1, 2026.
DA hike: How much monthly increase in salary does each employee level get from 2% jump in dearness allowance?
The Ministry of Finance said Dearness Allowance (DA) payable to central government employees shall be increased from 58% to 60% of Basic Pay, with effect from 1 January 2026. Here's how much that impacts the monthly income…
Income-Tax returns: Taxpayers get rebate under Section 87A — Check here for eligibility, limit and rules, explained
Rebate under Section 87A reduces tax for low to middle-income earners, with different income limits applicable under the old tax regime and the new regime. Check details for eligibility, limits and rules here…
Switching health insurers? Here’s how to keep your waiting period benefits
From porting health insurance without losing waiting period credits to increasing term cover as income rises, here’s what policyholders need to know before making a move.
WFH employee moves to Manali, reveals monthly expenses to enjoy snow, free WiFi, homecooked food
A 23-year-old marketing strategist shared her monthly expenditure in Old Manali. She divided it into non-negotiable and discretionary expenses, giving a reality check of life in the mountains.
5 common credit card mistakes you should avoid
Credit cards are essential for daily expenses, aiding travel with convenience and rewards. However, misuse can lead to debt and low credit score. Here are 5 common credit card mistakes one should avoid at any cost.
‘I asked ChatGPT how to spend my first ₹50,000 salary’: Check how AI gave Gen Z structured personal finance advice
I told ChatGPT: ‘I’m Gen Z, fresh into my first job in Bengaluru after moving away from home. My first salary is ₹50,000. So, how to spend it?’ Here's the AI response. 
Income-Tax returns: How senior citizens can save tax through benefits and exemptions while filing ITR, explained
Indian I-T rules allow senior citizens some relief in taxes through deductions, exemptions and compliance activities, that they can use to reduce liability. Here's a look at what's available, which tax regime to choose and how investment planning can help finances and taxes.