Blog - Advisors India

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Differently-abled in India: Financial products inadequate despite new SEBI rules

In a circular dated 31 July, the Securities and Exchange Board of India (Sebi) mandated all regulated entities under its ambit-stockbrokers, asset managers, mutual funds, depositories, bourses, among others-to ensure that their digital platforms are accessible to the differently-abled, in…

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Sebi rejects Anil Ambani’s settlement plea over Yes Bank investments, documents show

India’s market regulator has rejected Anil Ambani’s plea to settle charges related to investments in Yes Bank, potentially leading to a Rs 1,828 crore penalty. SEBI alleges Ambani influenced Reliance Mutual Fund’s investment in Yes Bank’s bonds in exchange for…

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India’s CPI Inflation falls to 7-Year Low of 1.55%

In July 2025, India’s CPI inflation fell to 1.55%, the lowest since 2017, driven by a favourable base effect and broad price declines. Food inflation dropped to -1.76%, the lowest since 2019, with rural and urban food prices both in…

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NBFC Seeds Fincap raises Rs 50 crore funding in round led by Z47, Lok Capital

Gurugram-based NBFC Seeds Fincap has raised TRs 50 crore from existing and new investors ahead of its Series B round. Focused on lending to underserved MSMEs, the company has disbursed over Rs 1,000 crore, maintained NPAs below 2%, and supports…

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NPS Vatsalya Scheme: 1.3 lakh minors enrolled for early retirement, says Govt

A total of 1.3 lakh minors have been enrolled for early retirement under the NPS Vatsalya Scheme, the Union government informed the Parliament.

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India’s net direct tax collections fall 4% y/y from April-August

INDIA-ECONOMY-India’s net direct tax collections fall 4% y/y from April-August

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New ITR-4 form introduces mandatory investment disclosure for presumptive taxpayers: Here's how to file step-by-step
To file ITR-4 for AY 2026-27, visit the Income Tax e-Filing Portal, verify details, enter income and deductions, validate the form, and submit using Aadhaar OTP or EVC. Eligibility includes earning under ₹50 lakh from business, with specific conditions for freelancers and property owners.
8th Pay Commission: Teachers' body demands ₹50,000 basic pay, higher HRA, annual increments, old pension scheme—Details
PSNM demands a minimum basic pay of ₹50,000 for Level 1 employees and ₹1,34,500 for Level 6 teachers in the 8th Pay Commission. Key demands include higher HRA, annual increments, merging basic pay with DA, and restoring the Old Pension Scheme.
Will govt employees be paid DA, DR arrears for Covid times ahead of 8th Pay Commission? What we know
Central government employees and pensioners await DA and DR arrears from the COVID-19 period. The Finance Ministry confirmed in 2020 that these payments cannot be released, despite ongoing demands. A recent increase of 2% in DA and DR has been approved, effective January 1, 2026.
DA hike: How much monthly increase in salary does each employee level get from 2% jump in dearness allowance?
The Ministry of Finance said Dearness Allowance (DA) payable to central government employees shall be increased from 58% to 60% of Basic Pay, with effect from 1 January 2026. Here's how much that impacts the monthly income…
Income-Tax returns: Taxpayers get rebate under Section 87A — Check here for eligibility, limit and rules, explained
Rebate under Section 87A reduces tax for low to middle-income earners, with different income limits applicable under the old tax regime and the new regime. Check details for eligibility, limits and rules here…
Switching health insurers? Here’s how to keep your waiting period benefits
From porting health insurance without losing waiting period credits to increasing term cover as income rises, here’s what policyholders need to know before making a move.
WFH employee moves to Manali, reveals monthly expenses to enjoy snow, free WiFi, homecooked food
A 23-year-old marketing strategist shared her monthly expenditure in Old Manali. She divided it into non-negotiable and discretionary expenses, giving a reality check of life in the mountains.
5 common credit card mistakes you should avoid
Credit cards are essential for daily expenses, aiding travel with convenience and rewards. However, misuse can lead to debt and low credit score. Here are 5 common credit card mistakes one should avoid at any cost.
‘I asked ChatGPT how to spend my first ₹50,000 salary’: Check how AI gave Gen Z structured personal finance advice
I told ChatGPT: ‘I’m Gen Z, fresh into my first job in Bengaluru after moving away from home. My first salary is ₹50,000. So, how to spend it?’ Here's the AI response. 
Income-Tax returns: How senior citizens can save tax through benefits and exemptions while filing ITR, explained
Indian I-T rules allow senior citizens some relief in taxes through deductions, exemptions and compliance activities, that they can use to reduce liability. Here's a look at what's available, which tax regime to choose and how investment planning can help finances and taxes.