Blog - Advisors India

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Are you planning your retirement correctly? Tax free, govt security—research explains key reasons why Indians prefer NPS
HDFC Pension Fund Management’s ‘NPS Preference Index Study 2026’ revealed that preference for the National Pension Scheme among Indians has increased, driven by improved consideration, familiarity, and appeal. 
‘Less exciting long-term savings crucial for financial security in old age’: CEA encourages pension investment
CEA Nageswaran urged Indians to prioritise long-term savings over short-term trading, highlighting the importance of pension assets for financial security. He noted pension assets are only 17% of GDP, significantly lower than OECD peers, indicating room for growth.
EPS: What to do if employer fails to make pension contribution
EPFO says eligible employees can approach employer first, then file grievance online
The corporate insurance trap: Relying solely on your company’s health cover is a bad idea; here’s why
Relying solely on corporate health insurance can expose families to risks, especially during job transitions or retirement. Check why.
UPI MDR Charges: Start date, slabs and why is this Merchant Discount Rate being introduced now? All questions answered
The Centre will soon implement Merchant Discount Rate (MDR) fees on specific UPI transactions. Today we answer what the UPI MDR charge means, the start date, slabs, and why this is being introduced now… 
8th pay commission: Stakeholder meetings underway — Here are the key dates and FAQs answered
The 8th Central Pay Commission is consulting stakeholders to discuss possible revisions. Chaired by former SC Justice Ranjana Prakash Desai, it will benefit over 1 crore government employees and pensioners, with final recommendations expected by May 2027.
DA news: Sikkim govt hikes dearness allowance for employees, dearness relief for pensioners — Check details
DA hike news: Sikkim has announced increased dearness allowance and dearness relief for state government employees and pensioners, respectively, with effect from 1 January 2026. Here's how much those under pre-revised and revised basic pay structures will get… 
Work From Hills: WFH here may be cheaper than your city accommodation; check rates in Himachal Pradesh, Uttarakhand
Working remotely from hill stations in India may be cheaper than renting in cities. Various listings show monthly rates in Himachal, Uttarakhand, Sikkim and West Bengal.
Over 550 mn UPI users, 69 mn MF investors and 50 mn stock buyers — why are millions still not investing? Report decodes
India's digital financial ecosystem has seen rapid payment growth, but investment in mutual funds and equities remains low. An EY report reveals a gap in participation despite over 550 million UPI users. Details here. 
AI threat to financial advisors? It may make money advice cheaper, but what about jobs — EY report answers
AI could democratise financial advice, bringing it to diverse investors across India, including women and younger generations. But what does it mean for the jobs of traditional advisors? A recent report answers that crucial question.