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Top Investment Options India for Beginners

  Investment Options India is a topic every beginner should understand to grow money wisely. In today’s economy, simply saving money is not enough because inflation reduces its value over time. Many beginners feel confused about where to invest, which…

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  • Lower or nil TDS certificate: Govt plans online application route to reduce compliance burden

    The government is preparing rules to enable online applications for nil- or lower-TDS certificates under the Income Tax Act, 2025. The move could simplify compliance, reduce excess TDS deductions and help eligible taxpayers avoid refund delays.

  • Income Tax Section 50C: Sold property for ₹94 lakh despite ₹1.93 crore stamp value; ITAT Chennai grants tax relief

     ITAT Chennai ruled that the tax benefit could not be denied merely because the earlier agreement to sell was unregistered, as the consideration was fixed earlier and payments were made through RTGS.

  • Central govt employees overtime allowance: Does new wage code guarantee double pay for extra hours? Govt clarifies

    The new wage code provides for overtime at not less than twice the normal wage rate, but this does not automatically revise OTA for Central government employees. 

  • 8th Pay Commission Demand: Pensioners want DA revised every 3 months, DR merged with pension at 25%

    8th Pay Commission: Bharat Pensioners Samaj has urged the Commission to revise DA and DR quarterly, merge DR at 25%, raise minimum pension to ₹45,000 and ensure pension parity. 

  • Top 5 small-cap funds can take 28 days longer than mid-caps to sell half of their portfolios: Experts discuss risks

    SEBI’s FY26 data shows top five small-cap funds take 51 days to liquidate half their portfolios, versus 23 days for mid-caps. Experts say lower small-cap liquidity and rising AUM can increase redemption risks, making stress-test trends worth monitoring.

  • Riding the wave: Active momentum funds beat market volatility — what’s the strategy?

    Momentum strategies capitalise on market trends by purchasing ascending stocks while exiting underperforming names.

  • Overseas equities or crypto: Where are Indian investors putting their money in 2026?

    Indian investors are looking beyond domestic markets, with overseas equities and crypto both seeing strong participation. The data reveals that investors are using both as part of a broader diversification strategy.

  • 8th Pay Commission: Govt gives status report in Lok Sabha; what employees should know

    The government said the 8th Pay Commission was given 18 months from the date of its constitution to submit its report. Here's who could benefit and what remains undecided on salaries and pensions.

  • Not all multi-asset allocation funds are alike: Only one scheme is rated low risk —why others are red-flagged

    Multi-asset allocation funds may look similar, but their risk profiles can be poles apart. Of the 34 schemes, only one carries a Low risk rating, while five are rated High risk. The portfolio mix offers some clues.

  • Repo rate stays at 5.25%: Why your home loan EMI may still change in 2026 and what historical data shows

    Even if the RBI keeps the repo rate unchanged at 5.25% in 2026, your home loan EMI may not stay the same. MCLR-linked loans can move independently, while even repo-linked loans may see changes. Historical data reveals an uneven link between the MCLR and policy rate. 

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