Advisors India

NSE EGRs: Want to invest in gold without buying jewellery or coins? Check how to buy electronic gold receipts online
Electronic gold receipts let Indian investors own gold digitally while it is stored in Sebi-approved vaults. Here's how it works and how to purchase units online.
Bhai Dooj 2026: Transferring ₹5 lakh to your sister? Know when a sibling’s cash gift is tax-free and when it is taxable
A ₹5 lakh gift from a brother to his sister is tax-free under the Income-tax Act, 2025. However, siblings must follow cash transaction rules. Know when gifts are exempt, when they become taxable and how to transfer money legally.
20 years of service recognised: Retired woman IAF officer wins 15-year legal battle for pension as AFT alters ruling
AFT's Chandigarh Bench rules that Wing Commander Chandi is entitled to pension and other retirement benefits after modification of its 2015 judgment.
SIP vs lump sum: Which strategy delivers higher mutual fund returns? Global 30-yr data reveals what worked better
SIP investments outperformed lump-sum investing in six of 10 major global equity markets over 30 years, according to DSP Mutual Fund. Japan recorded the biggest SIP advantage, while Brazil delivered higher returns through lump-sum investments.
7th Pay Commission: Level 5 salary rises to ₹62,224 with 63% DA—here’s why your place of posting alters final figure
Basic pay of ₹29,200, Dearness Allowance, HRA and Transport Allowance determine monthly gross salary; annual earnings reach approximately ₹7.47 lakh in X-class cities.
EPS-95 higher pension: NCPA asks EPFO to withdraw January 2025 circular and stop rejecting retirees' claims
The NCPA has urged EPFO to stop rejecting EPS-95 higher pension claims, withdraw its January 2025 circular and withdraw pending court appeals, alleging that retirees are being denied benefits through technicalities despite the Supreme Court's 2022 judgment.
Bihar DA hike ahead of Chhath Puja: State govt employees' allowance rises from 60% to 63% — check details
The Bihar Cabinet has approved a three-percentage-point increase in dearness allowance for state employees and dearness relief for pensioners, effective July 1, 2026. 
Bhai Dooj gift tax rules: Got money or gold from your brother? Check when festival presents become taxable
Gifts received from a brother are exempt from income tax, regardless of value. Here's when it becomes taxable.
Hindu Succession Act, 1956: Can a grandson claim a share in property inherited by his father? Supreme Court clarifies
The Supreme Court has clarified that a grandson cannot claim a birthright in property inherited by his father under the Hindu Succession Act, 1956. The ruling explains when inherited property becomes the father's exclusive property.
Central govt pension rules clarified: Who can commute pension without medical tests and when is examination compulsory
The government has clarified pension commutation rules for central government retirees, identifying five categories eligible to commute pension without medical tests. Pensioners must meet the one-year deadline, while others may need medical examination.

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