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SIP vs Lump Sum Investment – Which is Better in India (2026 Guide)

Investing is essential if you want to grow your money and stay ahead of inflation. However, many beginners struggle with one common question: SIP vs Lump Sum investment – which is better? Both methods are widely used in mutual…

JioBlackRock Flexi Cap Fund: 13 new stocks added, including Hindustan Zinc & IIFL Finance; 21 exits in October
JioBlackRock Flexi Cap Fund increased holdings in 27 stocks in October, led by PNB, Bank of India and GAIL. It added Hindustan Zinc and 12 other stocks, exited TCS, ITC and 19 others, and trimmed HDFC Bank and Adani Energy Solutions.
Can a bank recover someone else's loan from your pension if you are a guarantor? What the High Court ruled
The Jammu and Kashmir High Court has barred a bank from recovering another person's loan from a retired guarantor's pension account. The ruling highlights pension protection, but another HC judgment earlier took a different view.
Investing in IT stocks through mutual funds? Should you continue your SIP amid AI disruption and earnings concerns?
Technology mutual funds are the worst-performing equity fund category in 2026 so far, with returns of -10.47%. With AI disruption and pressure on traditional IT services clouding earnings, should investors continue SIPs or review their exposure?
How Nvidia stock crash will impact Indian investors’ US mutual fund and ETF holdings
Nvidia’s 13% stock fall had a limited impact on most Indian US mutual funds, but ETFs trading at steep premiums pose a bigger risk. Investors could face losses even if the underlying US stocks remain stable.
Can income tax authorities tax money deposited in your bank account for someone else? ITAT rules in ₹3.69 crore case
Can income tax authorities tax money deposited in your bank account on behalf of others? The ITAT has deleted a ₹3.69 crore tax addition against a woman who facilitated payments between bangle traders, ruling that the entire deposits were not automatically her income.
Income tax on gifts: What qualifies as movable property, how gifts are taxed, when exemptions are available? Explained
Not all gifts are tax-free under the Income-tax Act, 2025. Certain movable assets can attract tax depending on their value and the relationship between the giver and recipient. Here is what taxpayers should know about the rules, exemptions and possible tax liability.
₹10,000 monthly SIP in a mutual fund vs Post Office RD: Which builds a bigger corpus in 5 years? Check calculations
A ₹10,000 monthly mutual fund SIP could build a larger corpus than a Post Office RD over 5 years but with higher risk. Compare estimated maturity values, investment gains, interest rates and risks to understand which savings option may suit your financial goals.
Aggressive hybrid vs equity savings mutual funds: Both invest 65% in equities; risks, returns, key differences explained
Aggressive hybrid and equity savings funds: Both have a minimum 65% equity allocation, but their investment strategies, risk levels and return patterns differ. Here's how they compare across key parameters and what investors should know before choosing between them.
Large vs mid vs small-cap mutual funds: Which is best for long-term SIP? 10-year rolling returns from 1996–2026 compared
A 30-year historical analysis compares the performance of large-cap, mid-cap, and small-cap mutual funds using 10-year rolling returns. It examines average, maximum, and minimum returns, along with consistency across market cycles, to identify which category emerged as the strongest performer.
Income Tax FAST-DS 2026 scheme: Is it for you? Complete guide to file Form 1 online before December 31 deadline
The Income Tax FAST-DS 2026 scheme allows eligible taxpayers to disclose certain unreported foreign assets and income. Check eligibility, tax payable, Form 1 filing steps and the December 31 deadline.