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Top Investment Options India for Beginners

Investment Options India is a topic every beginner should understand to grow money wisely. In today’s economy, simply saving money is not enough because inflation reduces its value over time. Many beginners feel confused about where to invest, which…

Large-cap funds in the red: 29 of 33 schemes deliver negative returns in 1 year, category average at -3.09%
Active large-cap funds delivered an average -3.09% return over the past year, with only four of 33 funds posting gains. Several of the category's biggest schemes also delivered negative returns.
Gold and silver price today, Sept 21: Check retail rates of 24K, 22K gold and 999 silver in Mumbai, Delhi, other cities
Gold prices in India fell nearly 0.5% today during early trading hours amid US-Iran conflict uncertainties. Check retail rates of both gold and silver in top metro cities of India today.
RBI eases KYC rules for FPIs, allows overseas-certified documents, here’s what foreign investors need to know
RBI has extended an existing KYC facility to foreign portfolio investors, allowing Indian banks to accept specified documents certified by authorised overseas authorities. The change, effective 18 September 2026, simplifies document certification for FPIs but does not remove their KYC requirements.
EMI bounce can incur penalty, lower credit score; is there a grace period before it's reported to credit bureaus?
A failed EMI payment can result in penalties and lower credit scores, as lenders report such details to credit bureaus. Check whether the borrower gets a grace period before it's reported. 
₹34.8 lakh cash balance taxed as unexplained money, ITAT deletes addition and explains why declared income matters
The Delhi ITAT deleted a ₹34.8 lakh Section 68 addition after finding that the cash balance was linked to commission income already recorded and offered to tax. The ruling highlights why taxpayers receiving cash income should maintain proper books establishing the source of the cash balance.
Gilt mutual funds: ICICI Prudential tops 5-year returns at over 6%; all 23 schemes remain in the green
Gilt mutual funds invest at least 80% of their assets in government securities across maturities. Among the 23 schemes in the category, Bandhan Gilt Fund and Axis Gilt Fund featured among the top five performers over both one-year and five-year periods.
Thematic mutual funds: Top and bottom 5 categories in 2026 so far; only 2 remain positive in 1 month
Thematic mutual fund returns have diverged sharply in 2026. Defence, Healthcare and IPO lead the categories, while Railways and Technology have posted steep declines. Over five years, PSU and Transportation & Logistics delivered the highest returns.
Credit line on UPI: From RuPay cards to pre-sanctioned loans—how it works and what users need to know
A credit line on UPI lets eligible users make payments using pre-sanctioned credit instead of their bank balance. Here's what you need to know about interest-free and interest-bearing credit lines and their use across UPI features.
Home loan EMI calculator: A small difference in interest rates costs you lakhs; check what SBI, BoI, UBI, others offer
Starting home loan rates vary from 7% to 7.45% among various banks. A 0.25% rise in interest can increase monthly payments significantly. It is crucial for borrowers to assess their financial needs and lender fees before applying.
Mutual funds take ₹2,495 crore exposure in NSE IPO anchor book: Nippon India Large Cap tops the list of 10 schemes
NSE’s IPO anchor book saw mutual fund schemes receive shares worth nearly ₹2,495 crore. Here are the top 10 schemes with the largest allocations and what their exposure means for existing investors.