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Build a ₹1 Lakh Emergency Fund in 6 Months Guide

Emergency Fund in 6 months is possible with the right plan, discipline, and smart saving habits to secure your future and handle unexpected expenses. Why You Need an Emergency Fund Life is unpredictable. Medical emergencies, sudden job loss, urgent…

Top 5 fixed income options for senior citizens: Check interest rates, payout, key highlights
Investment in fixed income schemes provides a good and steady pad up to your pension stream with regular payouts and is an attractive option at a time when active earnings from employment have tapered.
India’s new labour codes decoded: Early impact, key shifts and what lies ahead
Five months after implementation, India’s four new labour codes reflect evolving changes in wages, safety and social security, with outcomes depending on effective coordination, compliance and alignment across industries and states.
Check home loan interest rates in April 2026 from Bajaj Finserv, LIC Housing Finance, Tata Capital & other leading HFCs
Smart home buying starts with clarity on home loan interest rates and related concepts. Aspiring borrowers must carefully compare housing finance lenders, applicable costs and key factors before choosing affordable housing finance options. Check home loan interest rates in April 2026 from HFCs here.
AI layoffs are real: Is your emergency fund ready?
The traditional six-month emergency fund may no longer be enough in the age of AI-driven layoffs.
ITR filing 2026: Are credit card rewards, cashback taxable in India? What you need to know
As ITR filing season nears, credit card rewards in India are generally treated as discounts, not taxable income. However, high-value rewards or those linked to business expenses may attract scrutiny. Here's what experts have to say about its tax treatment.
Sales machine or advisory model? RBI’s reset for bank-led insurance
RBI’s draft rules seek to curb mis-selling in the bancassurance model through suitability checks and tighter oversight. Experts say sales may not fall, but scrutiny will rise.
8th Pay Commission: BPMS seeks ₹72,000 minimum pay, 4x fitment factor, 6% annual hike; check details
The 8th Pay Commission continues to gain momentum as Bharatiya Pratiraksha Mazdoor Sangh (BPMS) demands a minimum salary of ₹ 72,000, a 4x fitment factor, and a 6% annual hike to align pay with rising income and living standards.
Cashless wallets? This brokerage wants most currency notes scrapped in 5 years
A global brokerage firm urges Prime Minister Narendra Modi to formalize transactions and reduce the use of high-value currency to enhance transparency. Here's what they suggested.
Your lunch could save you ₹1 lakh a year, but are you claiming it?
The Income-Tax Rules, 2026 raise the per-meal exemption to ₹200 and extend it to the new regime—turning employer-provided meals into a ₹1.05 lakh annual tax-free benefit.
PNB, Kiwi partner to launch Credit-on-UPI Card for 180 million users
Credit on UPI gets a boost as Punjab National Bank partners with Kiwi to launch a feature-rich credit card with cashback and seamless digital payments.