Advisors India

(0)
advisorsindia.in blogs

SIP vs Lump Sum Investment – Which is Better in India (2026 Guide)

Investing is essential if you want to grow your money and stay ahead of inflation. However, many beginners struggle with one common question: SIP vs Lump Sum investment – which is better? Both methods are widely used in mutual…

8th Pay Commission: ₹32,400 to nearly ₹69,000 basic pay? Fitment factor for govt salary hike decoded
8th Pay Commission:  Fitment factor is the multiplier that converts old basic pay into revised basic pay. Here's how the minimum basic pay could rise – depending on the various fitment factors demanded by employee unions, and those projected by brokerage firms
Up to ₹2.88 lakh tax relief possible? Child education allowance rules get a boost, who can benefit - Check here
The child education allowance has been raised from ₹100 to ₹3,000 per month per child, while the hostel allowance has gone up from ₹300 to ₹9,000 per month per child. Here's a breakdown of how much one can save on tax, who can claim, other details
National Savings Certificate vs tax-saving FD: Which offers better returns?
While both NSC and tax-saving FDs have a standard 5-year duration, they differ in several key factors, including interest rates and compounding intervals.
Corporate fixed deposits in April 2026: Shriram Finance, Mahindra Finance and 8 others offering high FD rates
As equity markets hit their lowest point in six years, conservative investors are increasingly gravitating toward fixed deposits.
Millions of Indians are investing every year, but not everyone is building wealth — Here’s why
A large share of those new entrants are first-timers. Many came in during a bull run and haven't yet seen a serious correction. That matters, because the biggest threat to their wealth won't be a bad fund, it'll be their own reaction when markets turn.
Why opening a Sukanya Samriddhi Yojana account early helps create a strong financial future for your girl child
Early investment in the Sukanya Samriddhi Yojana secures a stronger financial future for a girl child through long-term compounding, tax-free returns and disciplined savings.
PMS or AIF: Where are HNIs finding better risk-adjusted returns?
Studies show that top PMS strategies have generated around 60 basis points of excess return per month over benchmarks. More importantly, roughly 7 out of 10 PMS strategies have beaten their benchmarks. That’s not easy, especially in markets where beating the index itself is tough.
Akshaya Tritiya 2026 date and time: Check muhurat timings to buy gold in Delhi, Kolkata, Mumbai, other cities
In India, people buy gold on Akshaya Tritiya, depending on specific muhurat timings – which vary from one city to another. From Kolkata, Delhi to Mumbai, other cities – we bring you a list of the city-wise timings for Akshaya Tritiya
7 zero-risk govt-backed investment schemes in 2026 for stable income, tax benefits: Check interest rates, features
Secure your future with these government-backed schemes in India that offer stable returns, tax benefits, and predictable income, making them ideal for long-term financial planning in 2026.
Income tax penalties explained: Payment default, underreporting, misreporting—when do 50% and 200% fines apply?
Income tax penalties can occur due to default in tax payments, incorrect reporting of income, and, in some cases, misreporting of income, which is considered a severe issue. Here's when 50% and 200% fines apply.