Private sector banks securitise ₹40,000 cr of loans this fiscal

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Private sector banks, led by HDFC Bank, have sold nearly ₹40,000 crore of loans this fiscal to enhance liquidity and balance their books amid slow deposit growth. This marks a significant shift as banks like HDFC Bank, IDFC First Bank, and RBL Bank use loan sales via pass-through certificates and direct assignments to manage credit-deposit ratios effectively.

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Private sector banks securitise ₹40,000 cr of loans this fiscal

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