Advisors India

(0)
advisorsindia.in blogs

Mastering Financial Decisions: 7 Proven Strategies for Success

Mastering Financial Decisions: 7 Proven Strategies for Success Making sound financial decisions is a cornerstone of achieving personal and professional goals. Whether you’re planning for retirement, saving for a dream home, or building an emergency fund, the right approach to…

(0)
advisorsindia.in blogs

National Pension System: Eligibility, Features, Benefits & More

National Pension System: Eligibility, Features, Benefits & More 1. Introduction to the National Pension System (NPS) The National Pension System (NPS) is a government-backed retirement savings scheme in India aimed at providing financial security to citizens during their retirement years.…

(0)
advisorsindia.in blogs

Are Concentrated Funds Better for Performance?

Are Concentrated Funds Better for Performance? Investors often grapple with the question of whether funds holding a smaller number of stocks perform better than their more diversified counterparts. Concentrated funds, characterized by holding fewer stocks, aim to generate superior returns…

(0)
advisorsindia.in blogs

International Gemmological IPO Allotment Status

International Gemmological IPO Allotment Status The International Gemmological IPO has generated significant interest among investors, and checking the allotment status is a crucial step for those who participated in the public offering. Investors eagerly await the results to know whether…

(0)
advisorsindia.in blogs

How To Find High Dividend Paying Stocks & Mutual Funds

How To Find High Dividend Paying Stocks & Mutual Funds Investors seeking regular income and capital appreciation often turn to high dividend-paying stocks and mutual funds. These investments distribute a portion of their earnings as dividends, providing a steady income…

(0)
advisorsindia.in blogs

Top 6 Flexible Benefits That ULIPs Offer

Top 6 Flexible Benefits That ULIPs Offer Unit-Linked Insurance Plans (ULIPs) are a unique financial product that combines insurance coverage with investment opportunities. ULIPs are designed to offer policyholders a range of flexible benefits that cater to their evolving financial…

ITR Refund Delay FY24-25: CBDT Chairman reveals reasons; here's when you will get it and steps to check status
ITR Refund delay: The ITR filing deadline for this year was September 16 and taxpayers have been expecting their tax refunds for a while now. Ravi Agrawal said that taxpayers can expect their ITR refunds to be credited to their accounts soon.
Shopping, gifts, travel: How to enjoy wedding season without hurting your credit score
Wedding season spending can strain finances, but smart budgeting, mindful credit utilisation, and timely repayments can help protect your credit score while managing celebrations responsibly.
‘Credit score is the new festive currency’, India’s shopping season just got smarter
The festive season boosts economic activity with increased consumer spending. Credit plays a vital role, enabling consumers and small businesses to make timely purchases, supported by favourable credit scores that enhance borrowing opportunities.
What is a systematic withdrawal plan and how it works
A systematic withdrawal plan, or an SWP, works as the opposite of a systematic investment plan or an SIP.
Debt-to-income ratio explained: The key factor behind personal loan eligibility
A low debt-to-income ratio strengthens personal loan eligibility by showcasing repayment capacity, improving approval chances, reducing borrowing costs and supporting a healthier overall credit profile for responsible applicants.
CGAS explained for property sellers: Latest changes and how they reduce your tax
You can now use electronic modes to deposit money in CGAS, open accounts with private banks
Personal loan closure: What it really means for your credit score
If a personal loan closure alters an individual's credit mix and credit age, it can result in a slight temporary decline in credit score. If the personal loan is the only credit instrument, its closure will halt the progress of your credit score and history.
Consultant or employee: Which role actually leaves you better off?
Many employees think they would fare better financially as consultants due to tax benefits. How far is this correct? What are the risks of an employee being reclassified as a consultant?
8th Pay Commission: What happens to your DA hike until the new recommendations are implemented?
8th Pay Commission: With the approval of the 8th Pay Commission's Terms of Reference, the government is set to overhaul salary structures for employees. The current dearness allowance will remain in place until the commission's recommendations are finalised.
Freeze your credit report: When you should do it and why it matters
A credit freeze helps safeguard your financial identity by blocking unauthorised access to your credit report, reducing fraud risks while keeping your existing accounts and credit score fully unaffected.