Advisors India

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What is Alternative Investment Funds (AIFs)?

Alternative Investment Funds (AIFs) are a category of pooled investment vehicles that invest in assets beyond traditional investment options like stocks, bonds, and cash. These funds cater to sophisticated investors and offer exposure to a diverse range of alternative asset…

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What is the difference between Equity and Debt Funds?

Aspect Equity Funds Debt Funds Investment Objective Aim for capital appreciation over the long term by investing in stocks of companies across various sectors. Focus on generating regular income and preserving capital by investing in fixed-income securities like bonds, debentures,…

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What is ELSS Fund?

ELSS stands for Equity Linked Savings Scheme, which is a type of mutual fund scheme available in India. ELSS funds are specifically designed to offer tax benefits under Section 80C of the Income Tax Act, making them popular among investors…

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As a financial advisor how can I attract new customers?

As a financial advisor, attracting new customers is essential for growing your client base and increasing your assets under management (AUM). Here are several strategies you can employ to attract new clients: By implementing these strategies consistently and focusing on…

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Risk Management in Insurance

Risk management in insurance refers to the processes, strategies, and practices that insurance companies use to identify, assess, and mitigate risks associated with their operations and the policies they underwrite. Insurance companies are exposed to various types of risks, including…

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Benefits of SIP

Systematic Investment Plan (SIP) is a method of investing in mutual funds that offers several benefits to investors. Here are some of the key benefits of SIP in mutual funds: Overall, SIPs in mutual funds offer a structured and effective…

Investment word of the day: Sharpe Ratio—a key metric to assess risk vs reward. Here's how to calculate it
Investment word of the day: The Sharpe Ratio is a key metric for analysing risk-adjusted returns in investments. It helps investors assess potential profits and losses by considering risks, thus enabling informed investment decisions that align with financial goals.
Why are retail investors reducing exposure to mutual funds? Experts weigh in
Inflows into equity mutual funds fell to ₹29, 303 crore in February against ₹39,687 crore in January.
One of India's top PMS funds stakes its revival on manufacturing and energy transition
Sunil Rohokale, co-founder, CEO & managing director of ASK Asset & Wealth Management Group, said its portfolios underperformed in recent years as the market was chasing sectors and companies that did not fit its investment approach.
How your credit card limit affects your credit score—And how to maximize it
In India, the know-how of your credit card limit is critical for maintaining a healthy credit score. Although individuals pay attention to the date of payments and outstanding debt, the credit limit takes centre stage when it comes to determining your financial wellbeing.
What is a mortgage loan and how does it work? Your complete guide
Mortgage loans are vital for homeownership, enabling extended repayment and manageable costs. Understanding the terms is crucial for responsible borrowing. Proper management can enhance credit scores, while defaults may harm financial reputation.
What is an overdraft loan? Features, types and how it works
Overdraft loans provide financial flexibility by allowing individuals and businesses to withdraw beyond their account balance, up to a preapproved limit. While useful for urgent cash flow needs, they come with interest and fees, necessitating careful consideration before use.
Don’t have a credit card? Scammers don’t care—How to safeguard yourself against scam
A woman lost ₹98,264 to a credit card scam after being deceived by a caller posing as a bank official. The incident showcases the increasing sophistication of credit card fraud, targeting those unfamiliar with such financial instruments and emphasizing the need for vigilance.
Personal loan hacks: How to slash your interest rate after you’ve borrowed—Key ways explained
Personal loans in India can meet financial needs but come with high interest rates. To lower these rates, focus on improving your credit score, negotiating with lenders, and exploring balance transfer options to other banks offering better terms.
How you can invest in a fully valued market
Investing in a fully valued market requires a recalibrated approach, moving away from overreliance on equities to building diversified, resilient portfolios. Here are some ways to optimize your gains
Looking to buy health insurance? 5 riders that you must know about
When buying health insurance in India, it is good to know what the riders are so that your policy becomes more efficient and personalised as per your needs and expectations.