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What is Principle of Contribution in Insurance?

The Principle of Contribution in insurance refers to a fundamental concept that applies when an individual insures the same risk with multiple insurance companies. According to this principle, if a person obtains insurance coverage for a particular risk from more…

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What is Principle of Insurable Interest in Insurance?

The principle of insurable interest is a fundamental concept in insurance that ensures the person buying insurance has a financial stake in the insured property or individual. In simple terms, it means that you must stand to suffer a financial…

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HDFC’s New Fund Hits the Market-HDFC Manufacturing Fund

HDFC Mutual Fund made headlines on April 22 with the exciting announcement of the HDFC Manufacturing Fund’s launch. This innovative open-ended equity scheme is strategically crafted to unlock the immense potential of India’s dynamic manufacturing sector. It aims to achieve…

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Top 5 ELSS (Equity Linked Savings Scheme) funds based on their performance over the last three years

Here are more detailed insights into the top 5 ELSS (Equity Linked Savings Scheme) funds based on their performance over the last three years: Quant ELSS Tax Saver Fund Returns (3 Years): 33.17% Assets Under Management (AUM): Rs 9,143.70 crore…

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Independent Consultants and Advisors Association(ICAA) and Advisors India Host Successful Session on Financial and Wealth Management Business Development at LIC Hindustan Building

The afternoon of April 25th, 2024, witnessed a gathering of distinguished figures marking a significant stride in the domain of financial and wealth management business development. The Independent Consultants Advisors Association (ICAA) and Advisors India orchestrated an insightful session at…

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Step By Step Guide for KYC Process

Demystifying KYC for Mutual Fund Investors: A Comprehensive Guide For both residents and non-resident Indians (NRIs), navigating the Know Your Customer (KYC) procedures is crucial when investing in mutual funds. Whether you’re a seasoned investor or just starting out, understanding…

Bancassurance and your wallet: Spot the traps before you sign
Prevention is better than cure. To avoid the mis-selling trap, you need to identify red flags.
UPI collect request for P2P transactions banned from Oct 1. What it means?
Earlier introduced for convenience, e.g., to recall friends about due repayments or splitting bills, UPI Collect has lately been often abused by fraudsters, and hence set to be discontinued.
Income Tax Return: How to file ITR as salaried individual — A step-by-step guide
Income Tax return: Filing ITR is essential for financial management.The Income Tax Department offers an online utility to file returns. Ensure correct ITR form selection, verify personal information, and provide bank details for validation.
Independence Day 2025: 5 effective ways to achieve true financial freedom
Independence Day 2025: Achieving financial freedom requires disciplined saving, smart investments, debt management, insurance planning, and goal setting to build long-term security, stability, and wealth while ensuring protection against unforeseen financial challenges.
Don't let market narratives influence your chase for higher yields
An investor’s ability to hold through noise matters as much as holding to maturity. Investors should therefore not only put in a lot of effort into analysing the companies before investing, but also carefully evaluate their own risk appetite
Trump’s crypto cheer lifts Bitcoin, but core risks still loom
White House backing and Wall Street interest are driving Bitcoin’s surge, yet its volatility, custody risks, and shaky fundamentals remain.
Can AI wrongly flag legitimate transactions as ‘suspicious’? RBI flags key concerns in latest report
From reinforcing existing vulnerabilities and wrong credit scoring to fraud detection – AI can falter on a range of things, highlights RBI's Free AI Committee Report
Why is my ITR refund getting delayed? Common reasons explained
As the deadline for AY 2025-26 income tax returns approaches, taxpayers may encounter delays. Key reasons for refund delays include Aadhaar-PAN mismatches, incorrect bank details, false claims, inconsistent information and more.
Personal loan processing fee: What it means and why banks charge it
A personal loan processing fee is a one-time non-refundable charge covering administrative costs, with rates varying by lender, loan size, borrower profile, and applicable GST, affecting overall borrowing costs.
What happens if you default on your personal loan and it becomes an NPA?
Any delay in EMI repayment leads to personal loan categorisation in SMA or NPA. The delay hits the credit score and invites legal action from the bank for loan recovery.