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Mutual Fund Investor Grows By 70% in FY 2024

Source:-Business Standard Mutual funds (MFs) added 70 per cent more investors in the financial year 2023-24 (FY24) than in FY23 on the back of an equity market turnaround. MFs onboarded 6.8 million unique investors in FY24, taking the total MF…

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Last 10 Years Return of Various Funds

Fund Name 5 Years Return 10 Years Return Nippon India Small Cap Fund (G) 29.5% 26.8% Quant ELSS Tax Saver fund (G) 31.6% 25.4% Quant Flexi Cap Fund (G) 30.3% 23.5% Quant Infrastructure Fund (G) 35.4% 23.2% Quant Active Fund…

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How Yield to Maturity is Calculated With Example

The yield to maturity (YTM) is a measure of the total return an investor can expect to receive from a bond or other fixed-income security if it is held until its maturity date. It takes into account the bond’s current…

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Lumpsum vs SIP .Which one is better?

Topic Lump Sum Investments Systematic Investment Plans (SIPs) Strategy Invest a large sum upfront Invest a fixed amount at regular intervals Market Timing Risk Exposure to market timing risk Mitigates market timing risk through rupee cost averaging Risk Management Requires…

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Exploring SEBI’s Video KYC Guidelines: A Leap Towards Digital Compliance

In the fast-paced realm of financial markets, regulatory bodies play a pivotal role in ensuring transparency, integrity, and investor confidence. The Securities and Exchange Board of India (SEBI) stands at the forefront of this regulatory landscape, continuously evolving its frameworks…

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The Case for Simplicity in Investing: Why Simple Beats Complex

In the world of investing, the age-old debate between simplicity and complexity continues to stir discussions among investors, financial experts, and analysts. On one side, there are advocates for straightforward, easy-to-understand investment strategies, arguing that simplicity leads to better long-term…

Investment word of the day: Sharpe Ratio—a key metric to assess risk vs reward. Here's how to calculate it
Investment word of the day: The Sharpe Ratio is a key metric for analysing risk-adjusted returns in investments. It helps investors assess potential profits and losses by considering risks, thus enabling informed investment decisions that align with financial goals.
Why are retail investors reducing exposure to mutual funds? Experts weigh in
Inflows into equity mutual funds fell to ₹29, 303 crore in February against ₹39,687 crore in January.
One of India's top PMS funds stakes its revival on manufacturing and energy transition
Sunil Rohokale, co-founder, CEO & managing director of ASK Asset & Wealth Management Group, said its portfolios underperformed in recent years as the market was chasing sectors and companies that did not fit its investment approach.
How your credit card limit affects your credit score—And how to maximize it
In India, the know-how of your credit card limit is critical for maintaining a healthy credit score. Although individuals pay attention to the date of payments and outstanding debt, the credit limit takes centre stage when it comes to determining your financial wellbeing.
What is a mortgage loan and how does it work? Your complete guide
Mortgage loans are vital for homeownership, enabling extended repayment and manageable costs. Understanding the terms is crucial for responsible borrowing. Proper management can enhance credit scores, while defaults may harm financial reputation.
What is an overdraft loan? Features, types and how it works
Overdraft loans provide financial flexibility by allowing individuals and businesses to withdraw beyond their account balance, up to a preapproved limit. While useful for urgent cash flow needs, they come with interest and fees, necessitating careful consideration before use.
Don’t have a credit card? Scammers don’t care—How to safeguard yourself against scam
A woman lost ₹98,264 to a credit card scam after being deceived by a caller posing as a bank official. The incident showcases the increasing sophistication of credit card fraud, targeting those unfamiliar with such financial instruments and emphasizing the need for vigilance.
Personal loan hacks: How to slash your interest rate after you’ve borrowed—Key ways explained
Personal loans in India can meet financial needs but come with high interest rates. To lower these rates, focus on improving your credit score, negotiating with lenders, and exploring balance transfer options to other banks offering better terms.
How you can invest in a fully valued market
Investing in a fully valued market requires a recalibrated approach, moving away from overreliance on equities to building diversified, resilient portfolios. Here are some ways to optimize your gains
Looking to buy health insurance? 5 riders that you must know about
When buying health insurance in India, it is good to know what the riders are so that your policy becomes more efficient and personalised as per your needs and expectations.