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Gold Investing for the Modern Investor:Sovereign Gold Bonds

Gold Investing for the Modern Investor:Sovereign Gold Bonds has long been considered a safe haven during times of economic uncertainty and inflation. Traditionally, people have invested in physical gold, such as jewelry, coins, or bars. However, with advancements in financial…

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How to Do Mutual Fund Redemption: A Comprehensive Guide

How to Do Mutual Fund Redemption: A Comprehensive Guide is the process of selling your mutual fund units and receiving the cash equivalent of your investment. Whether you need funds for personal use, want to rebalance your portfolio, or wish to…

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Understanding Commodity Investments & Market in India: A Comprehensive Guide

Commodities – the raw materials that form the backbone of global trade – offer a unique investment opportunity alongside traditional stocks and bonds. This guide delves into the intricacies of the Indian commodity market, empowering you to make informed investment…

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Difference between Fixed Deposits and Debt Funds

Investing wisely is a key component of financial planning, and in India, Fixed Deposits (FDs) and Debt Mutual Funds are two popular options for conservative investors seeking stable returns with lower risk. Both these investment avenues have a legacy of…

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Exploring Different Types of Debt Instruments and Investment Opportunities

Investing in debt instruments is a cornerstone of creating a balanced and diversified investment portfolio. These instruments provide a fixed income and are generally considered safer than equities. However, they come with their own set of risks and opportunities. This…

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Equity Fund Categories and Their Comparison

The Indian stock market offers a plethora of investment opportunities, with equity funds being a popular choice for wealth creation. But with so many different types of equity funds available, choosing the right one can be overwhelming.  This article delves…

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  • PPF: Investing ₹1.5 lakh/year will accumulate this much corpus till your child turns 18 — Check calculations

    Today, we take a look at how much annual contributions of ₹50,000, ₹1 lakh and ₹1.5 lakh, made either as lumpsum or monthly credits, can generate for your child over 18 years. We also check how much they can accumulate by continuing the account till retirement…

  • What happens to your mutual fund units if an AMC shuts down? Franklin Templeton and Morgan Stanley cases offer answers

    An AMC shutting down does not mean investors lose their mutual fund units or the underlying stocks and bonds held by the scheme. Here’s what happens when a fund house closes, transfers schemes to another AMC or winds up a mutual fund.

  • Can NRI nominees claim financial assets of deceased investors in India? Here's all you need to know

    Upon the death of an Indian mutual fund or asset holder, nominees manage assets until transferred to heirs. NRIs can be nominees, requiring compliance to regulations. Details here.

  • EPFO: 79% of new UANs in FY26 generated by Gen Z employees aged 18-30 years, including 28% women

    EPFO data indicates that Gen Z comprised 79% of new UANs in FY26, signaling a generational shift in India's workforce. Key sectors like retail and logistics remain major entry points for first-time workers.

  • Credit card limit ₹3 lakh, usage ₹50,000: How unused credit can help your credit score and finances

    A ₹3 lakh credit card limit with ₹50,000 usage keeps credit utilisation at about 16.7%. An expert explains how low utilisation can support your credit profile, provide an emergency cushion, and encourage disciplined borrowing and repayment.

  • 8th pay commission: Pension revision, minimum pension, dearness relief, pension commutation—Top 12 demands by pensioners

    8th pay commission: From pension revision to minimum pension and dearness relief (DR), pension commutation, and OPS — Here are the top 12 demands made by pensioners during the consultation stage so far.

  • DA news update: Andhra Pradesh sanctions two dearness allowance instalments — When will employees get arrears?

    Andhra Pradesh has approved two dearness allowance revisions for state government employees, resulting in a total DA hike of 4.55% to be implemented from September 2026 salaries. Here's when arrears will be paid…

  • PM Kisan 24th instalment: ₹2,000 not credited? Step-by-step guide on how to check status, file a complaint

    Under the scheme, eligible farmers receive ₹6,000 every year in three instalments. The focus is now on the 24th instalment.

  • Can being a loan guarantor affect your chances of getting a loan? Expert explains

    Becoming a loan guarantor can affect your future loan eligibility, borrowing capacity and credit profile. Understand how a guaranteed loan may influence lender assessments and the key factors to check before signing a guarantee for someone else.

  • ₹1 lakh investment: NSC vs KVP — Which Post Office scheme offers a higher maturity value? Check out the calculations

    NSC vs KVP: Compare maturity value, interest rates and investment periods for a ₹1 lakh Post Office investment. Find out which scheme offers higher returns, understand tax benefits and choose the option that suits your financial goals.

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