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Gold Investing for the Modern Investor:Sovereign Gold Bonds

Gold Investing for the Modern Investor:Sovereign Gold Bonds has long been considered a safe haven during times of economic uncertainty and inflation. Traditionally, people have invested in physical gold, such as jewelry, coins, or bars. However, with advancements in financial…

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How to Do Mutual Fund Redemption: A Comprehensive Guide

How to Do Mutual Fund Redemption: A Comprehensive Guide is the process of selling your mutual fund units and receiving the cash equivalent of your investment. Whether you need funds for personal use, want to rebalance your portfolio, or wish to…

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Understanding Commodity Investments & Market in India: A Comprehensive Guide

Commodities – the raw materials that form the backbone of global trade – offer a unique investment opportunity alongside traditional stocks and bonds. This guide delves into the intricacies of the Indian commodity market, empowering you to make informed investment…

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Difference between Fixed Deposits and Debt Funds

Investing wisely is a key component of financial planning, and in India, Fixed Deposits (FDs) and Debt Mutual Funds are two popular options for conservative investors seeking stable returns with lower risk. Both these investment avenues have a legacy of…

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Exploring Different Types of Debt Instruments and Investment Opportunities

Investing in debt instruments is a cornerstone of creating a balanced and diversified investment portfolio. These instruments provide a fixed income and are generally considered safer than equities. However, they come with their own set of risks and opportunities. This…

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Equity Fund Categories and Their Comparison

The Indian stock market offers a plethora of investment opportunities, with equity funds being a popular choice for wealth creation. But with so many different types of equity funds available, choosing the right one can be overwhelming.  This article delves…

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News

  • PF withdrawal done, pension forgotten? Why your EPS service record still needs to be transferred and how to do it

    Many employees mistakenly assume that their EPS service history transfers automatically after withdrawing their EPF balance. However, EPS operates separately. Here's why it's important to make a transfer and how to do it.

  • What life insurers actually pay for

    Insurance is sold as protection against death, but the industry's own numbers tell a different story

  • Planning to buy Apple iPhone 18 Pro on 'No-Cost EMI'? Is your smartphone purchase an invisible debt trap?

    Purchasing items with no-cost EMI can seem appealing, but it may hide costs such as processing fees and interest charges. A comparison of total costs is crucial.

  • EPFO: Outdated details, errors — Top reasons your employees' provident fund claims could be rejected, explained

    The EPF allows full or partial withdrawals under certain conditions. Members can claim for emergencies, education, housing, and more. In case your claim is being rejected, check what key information or mistakes you may have to rectify… 

  • Are you planning your retirement correctly? Tax free, govt security—research explains key reasons why Indians prefer NPS

    HDFC Pension Fund Management’s ‘NPS Preference Index Study 2026’ revealed that preference for the National Pension Scheme among Indians has increased, driven by improved consideration, familiarity, and appeal. 

  • ‘Less exciting long-term savings crucial for financial security in old age’: CEA encourages pension investment

    CEA Nageswaran urged Indians to prioritise long-term savings over short-term trading, highlighting the importance of pension assets for financial security. He noted pension assets are only 17% of GDP, significantly lower than OECD peers, indicating room for growth.

  • EPS: What to do if employer fails to make pension contribution

    EPFO says eligible employees can approach employer first, then file grievance online

  • The corporate insurance trap: Relying solely on your company’s health cover is a bad idea; here’s why

    Relying solely on corporate health insurance can expose families to risks, especially during job transitions or retirement. Check why.

  • UPI MDR Charges: Start date, slabs and why is this Merchant Discount Rate being introduced now? All questions answered

    The Centre will soon implement Merchant Discount Rate (MDR) fees on specific UPI transactions. Today we answer what the UPI MDR charge means, the start date, slabs, and why this is being introduced now… 

  • 8th pay commission: Stakeholder meetings underway — Here are the key dates and FAQs answered

    The 8th Central Pay Commission is consulting stakeholders to discuss possible revisions. Chaired by former SC Justice Ranjana Prakash Desai, it will benefit over 1 crore government employees and pensioners, with final recommendations expected by May 2027.

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