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What is KYC for Mutual Funds?

Know Your Customer (KYC) is a crucial process in the financial world, especially when it comes to investing in mutual funds. Mutual Funds KYC refers to the process of verifying the identity of investors who wish to invest in mutual…

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WHAT IS NFO OR NEW FUND OFFER?

A New Fund Offer (NFO) is a term commonly used in the context of mutual funds and investment schemes. It refers to the launch of a new mutual fund scheme by an asset management company or mutual fund house. When…

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What are Arbitrage Funds?

Arbitrage funds are a type of mutual fund that aims to capitalize on price differentials in different markets or segments. The strategy involves buying assets in one market where the price is low and simultaneously selling the same or similar…

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ICAA Conducts a Session MFU to Simplify KYC Processes for Mutual Fund Distributors

In a strategic move aimed at enhancing efficiency and reducing paperwork in the mutual fund industry, the Independent Consultants and Advisors Association (ICAA) recently organized a collaborative session with MFU (Mutual Fund Utilities) to discuss and implement measures for the…

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What is Principle of Contribution in Insurance?

The Principle of Contribution in insurance refers to a fundamental concept that applies when an individual insures the same risk with multiple insurance companies. According to this principle, if a person obtains insurance coverage for a particular risk from more…

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What is Principle of Insurable Interest in Insurance?

The principle of insurable interest is a fundamental concept in insurance that ensures the person buying insurance has a financial stake in the insured property or individual. In simple terms, it means that you must stand to suffer a financial…

What is tax loss harvesting? How does it work? All your queries answered
Income Tax: When capital gains earned on the sale of securities are reinvested to buy new shares, the investor is believed to have carried out tax harvesting.
Stay debt-free: Top 5 ways to control credit card expenses
Credit card spending in India reached ₹1.84 lakh crore in January 2025. Effective management, education on credit, and maintaining a credit utilization ratio below 30% are essential for financial stability and avoiding debt complications. Credit card users must understand these simple fundamentals
As markets turn volatile, is investing in multi asset allocation funds a good strategy for retail investors?
With market reeling under pressure, it is recommended to invest in hybrid mutual funds with exposure to multiple asset classes
Pre-EMI or Full EMI: A complete guide to choosing the best home loan option
Home loans offer Pre-EMI and Full EMI options. Pre-EMIs ease early financial pressure but lead to longer repayment periods and higher interest. Full EMIs cover principal and interest, reducing overall costs. The choice depends on individual financial circumstances and objectives.
How ESOPs can boost employee compensation and drive wealth creation
ESOPs offer potential wealth but are not guaranteed. Their value relies on company performance, and emotional attachment can harm investment portfolios. Tax implications occur at allotment and transfer stages, making informed decisions crucial for employees considering ESOPs.
What is a prepayment penalty on a personal loan and how does it affect you?
Personal loans are becoming increasingly popular in India as they are easily available and convenient. Prominent lending institutions such as: HDFC Bank, ICICI Bank, Kotak Bank, Bajaj Finance, CreditAccess Grameen among others are rapidly scaling up loan distribution services.
How to withdraw VPF for home purchase, loan repayment
It is a misconception that the voluntary and employee provident funds exist separately. Any contribution above the statutory provident fund (12% of basic pay) is the voluntary provident fund.
These 7 banks offer highest interest on their five year fixed deposits. Check list here
These 7 financial institutions offer highest rate of interest on their term deposit. Check list here
Rakesh Jhunjhunwala’s new Titan: The stock that delivered a 430x return
For decades, Titan was the crown jewel of Rakesh Jhunjhunwala’s portfolio, a symbol of his legendary investment foresight. But now, a lesser-known stock has quietly overtaken it—one that turned a ₹3.5 investment into ₹1,728 per share.
Can’t pay your utility bill on time? Here’s how it might damage your credit score
It is important to maintain a clean repayment history. That is why many also raise this question: Do credit scores get impacted because of delayed utility payments? This write-up is dedicated to answer this simple question only.