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Gold Investing for the Modern Investor:Sovereign Gold Bonds

Gold Investing for the Modern Investor:Sovereign Gold Bonds has long been considered a safe haven during times of economic uncertainty and inflation. Traditionally, people have invested in physical gold, such as jewelry, coins, or bars. However, with advancements in financial…

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How to Do Mutual Fund Redemption: A Comprehensive Guide

How to Do Mutual Fund Redemption: A Comprehensive Guide is the process of selling your mutual fund units and receiving the cash equivalent of your investment. Whether you need funds for personal use, want to rebalance your portfolio, or wish to…

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Understanding Commodity Investments & Market in India: A Comprehensive Guide

Commodities – the raw materials that form the backbone of global trade – offer a unique investment opportunity alongside traditional stocks and bonds. This guide delves into the intricacies of the Indian commodity market, empowering you to make informed investment…

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Difference between Fixed Deposits and Debt Funds

Investing wisely is a key component of financial planning, and in India, Fixed Deposits (FDs) and Debt Mutual Funds are two popular options for conservative investors seeking stable returns with lower risk. Both these investment avenues have a legacy of…

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Exploring Different Types of Debt Instruments and Investment Opportunities

Investing in debt instruments is a cornerstone of creating a balanced and diversified investment portfolio. These instruments provide a fixed income and are generally considered safer than equities. However, they come with their own set of risks and opportunities. This…

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Equity Fund Categories and Their Comparison

The Indian stock market offers a plethora of investment opportunities, with equity funds being a popular choice for wealth creation. But with so many different types of equity funds available, choosing the right one can be overwhelming.  This article delves…

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News

  • Bancassurance and your wallet: Spot the traps before you sign

    Prevention is better than cure. To avoid the mis-selling trap, you need to identify red flags.

  • UPI collect request for P2P transactions banned from Oct 1. What it means?

    Earlier introduced for convenience, e.g., to recall friends about due repayments or splitting bills, UPI Collect has lately been often abused by fraudsters, and hence set to be discontinued.

  • Income Tax Return: How to file ITR as salaried individual — A step-by-step guide

    Income Tax return: Filing ITR is essential for financial management.The Income Tax Department offers an online utility to file returns. Ensure correct ITR form selection, verify personal information, and provide bank details for validation.

  • Independence Day 2025: 5 effective ways to achieve true financial freedom

    Independence Day 2025: Achieving financial freedom requires disciplined saving, smart investments, debt management, insurance planning, and goal setting to build long-term security, stability, and wealth while ensuring protection against unforeseen financial challenges.

  • Don't let market narratives influence your chase for higher yields

    An investor’s ability to hold through noise matters as much as holding to maturity. Investors should therefore not only put in a lot of effort into analysing the companies before investing, but also carefully evaluate their own risk appetite

  • Trump’s crypto cheer lifts Bitcoin, but core risks still loom

    White House backing and Wall Street interest are driving Bitcoin’s surge, yet its volatility, custody risks, and shaky fundamentals remain.

  • Can AI wrongly flag legitimate transactions as ‘suspicious’? RBI flags key concerns in latest report

    From reinforcing existing vulnerabilities and wrong credit scoring to fraud detection – AI can falter on a range of things, highlights RBI's Free AI Committee Report

  • Why is my ITR refund getting delayed? Common reasons explained

    As the deadline for AY 2025-26 income tax returns approaches, taxpayers may encounter delays. Key reasons for refund delays include Aadhaar-PAN mismatches, incorrect bank details, false claims, inconsistent information and more.

  • Personal loan processing fee: What it means and why banks charge it

    A personal loan processing fee is a one-time non-refundable charge covering administrative costs, with rates varying by lender, loan size, borrower profile, and applicable GST, affecting overall borrowing costs.

  • What happens if you default on your personal loan and it becomes an NPA?

    Any delay in EMI repayment leads to personal loan categorisation in SMA or NPA. The delay hits the credit score and invites legal action from the bank for loan recovery.

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