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Housewives!! Best Time to put your Hidden Savings to Work!

For many housewives, the concept of saving has long been an integral part of managing household finances. Often, these savings are tucked away in the form of cash, gold, or other valuables, kept for a rainy day or unexpected expenses.…

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How To Unfreeze NPS Account?

How to Unfreeze Your NPS Account The National Pension System (NPS) is a voluntary, long-term retirement savings scheme that provides subscribers with an option to systematically save for their future. It is a government-sponsored program that aims How To Unfreeze…

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Why Claim Settlement Ratio matters?

Why Claim Settlement Ratio Matters: An In-Depth Look The claim settlement ratio (CSR) is one of the most critical metrics in the insurance industry. It represents the percentage of claims that an insurance company settles against the total number of…

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Home Loan Benefits for Women in India

Home Loan Benefits for Women in India: A Detailed Exploration India’s real estate market has experienced robust growth, reflecting the aspirations of millions to own a home. In recent years, women have increasingly taken the initiative to invest in property,…

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ICAA Host Seminar on Alternative Investments at Hotel HHI along with Felicitation of the Students

On August 13,2024, the Independent Consultants and Advisors Association (ICAA), in collaboration with TATA AIA, organized a significant seminar on Alternative Investments at the prestigious Hotel HHI. The event brought together industry leaders, financial experts, and young achievers to discuss…

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How Common diseases affect your health insurance?

An In-Depth Analysis How Common diseases affect your health insurance? is a cornerstone of financial security, providing coverage against the escalating costs of medical care. However, the presence of common diseases or pre-existing conditions can significantly influence various aspects of…

What is tax loss harvesting? How does it work? All your queries answered
Income Tax: When capital gains earned on the sale of securities are reinvested to buy new shares, the investor is believed to have carried out tax harvesting.
Stay debt-free: Top 5 ways to control credit card expenses
Credit card spending in India reached ₹1.84 lakh crore in January 2025. Effective management, education on credit, and maintaining a credit utilization ratio below 30% are essential for financial stability and avoiding debt complications. Credit card users must understand these simple fundamentals
As markets turn volatile, is investing in multi asset allocation funds a good strategy for retail investors?
With market reeling under pressure, it is recommended to invest in hybrid mutual funds with exposure to multiple asset classes
Pre-EMI or Full EMI: A complete guide to choosing the best home loan option
Home loans offer Pre-EMI and Full EMI options. Pre-EMIs ease early financial pressure but lead to longer repayment periods and higher interest. Full EMIs cover principal and interest, reducing overall costs. The choice depends on individual financial circumstances and objectives.
How ESOPs can boost employee compensation and drive wealth creation
ESOPs offer potential wealth but are not guaranteed. Their value relies on company performance, and emotional attachment can harm investment portfolios. Tax implications occur at allotment and transfer stages, making informed decisions crucial for employees considering ESOPs.
What is a prepayment penalty on a personal loan and how does it affect you?
Personal loans are becoming increasingly popular in India as they are easily available and convenient. Prominent lending institutions such as: HDFC Bank, ICICI Bank, Kotak Bank, Bajaj Finance, CreditAccess Grameen among others are rapidly scaling up loan distribution services.
How to withdraw VPF for home purchase, loan repayment
It is a misconception that the voluntary and employee provident funds exist separately. Any contribution above the statutory provident fund (12% of basic pay) is the voluntary provident fund.
These 7 banks offer highest interest on their five year fixed deposits. Check list here
These 7 financial institutions offer highest rate of interest on their term deposit. Check list here
Rakesh Jhunjhunwala’s new Titan: The stock that delivered a 430x return
For decades, Titan was the crown jewel of Rakesh Jhunjhunwala’s portfolio, a symbol of his legendary investment foresight. But now, a lesser-known stock has quietly overtaken it—one that turned a ₹3.5 investment into ₹1,728 per share.
Can’t pay your utility bill on time? Here’s how it might damage your credit score
It is important to maintain a clean repayment history. That is why many also raise this question: Do credit scores get impacted because of delayed utility payments? This write-up is dedicated to answer this simple question only.