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Making Systematic Withdrawals from Your Corpus

Making Systematic Withdrawals from Your Corpus As you approach retirement or need to access your accumulated wealth for various purposes, understanding how to make systematic withdrawals from your corpus is essential. A well-planned withdrawal strategy can ensure that your funds…

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How the Japanese Yen Will Carry the Trade

How the Japanese Yen Will Carry the Trade The Japanese yen (JPY) has long been a staple in the global financial markets, particularly in the context of carry trade strategies. The yen’s status as a funding currency is primarily due…

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ELSS vs Tax Saving FD – Which is the best tax saving option?

When ELSS vs Tax Saving FD – Which is the best tax saving option? it comes to saving on taxes, individuals often look for the best investment options that not only provide tax benefits but also offer good returns. Two…

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Where to Invest Money: SIP vs. Recurring Deposit?

Where to Invest Money: SIP vs. Recurring Deposit? Investing is a crucial aspect of financial planning, and choosing the right investment vehicle is essential to achieving your financial goals. Two popular investment options that often come up for comparison are…

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How to Smartly Use SWP in Mutual Funds

How to Smartly Use SWP in Mutual Funds: A Comprehensive Guide Systematic Withdrawal Plan (SWP) in mutual funds is an effective financial tool that allows investors to withdraw a fixed amount from their investment at regular intervals. Unlike the Systematic…

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Types of Health Insurance Plans

Types of Health Insurance Plans: An In-Depth Guide Health insurance is a crucial component of financial planning, offering protection against the high costs of medical care. With the variety of plans available, choosing the right health insurance can be overwhelming.…

Holi 2025: Five key money lessons you can learn from the festival of colours
Holi 2025: The festival of colours teaches us a range of money lessons which include diversification and important of research that investors are meant to carry out.
What is tax loss harvesting? How does it work? All your queries answered
Income Tax: When capital gains earned on the sale of securities are reinvested to buy new shares, the investor is believed to have carried out tax harvesting.
Stay debt-free: Top 5 ways to control credit card expenses
Credit card spending in India reached ₹1.84 lakh crore in January 2025. Effective management, education on credit, and maintaining a credit utilization ratio below 30% are essential for financial stability and avoiding debt complications. Credit card users must understand these simple fundamentals
As markets turn volatile, is investing in multi asset allocation funds a good strategy for retail investors?
With market reeling under pressure, it is recommended to invest in hybrid mutual funds with exposure to multiple asset classes
Pre-EMI or Full EMI: A complete guide to choosing the best home loan option
Home loans offer Pre-EMI and Full EMI options. Pre-EMIs ease early financial pressure but lead to longer repayment periods and higher interest. Full EMIs cover principal and interest, reducing overall costs. The choice depends on individual financial circumstances and objectives.
How ESOPs can boost employee compensation and drive wealth creation
ESOPs offer potential wealth but are not guaranteed. Their value relies on company performance, and emotional attachment can harm investment portfolios. Tax implications occur at allotment and transfer stages, making informed decisions crucial for employees considering ESOPs.
What is a prepayment penalty on a personal loan and how does it affect you?
Personal loans are becoming increasingly popular in India as they are easily available and convenient. Prominent lending institutions such as: HDFC Bank, ICICI Bank, Kotak Bank, Bajaj Finance, CreditAccess Grameen among others are rapidly scaling up loan distribution services.
How to withdraw VPF for home purchase, loan repayment
It is a misconception that the voluntary and employee provident funds exist separately. Any contribution above the statutory provident fund (12% of basic pay) is the voluntary provident fund.
These 7 banks offer highest interest on their five year fixed deposits. Check list here
These 7 financial institutions offer highest rate of interest on their term deposit. Check list here
Rakesh Jhunjhunwala’s new Titan: The stock that delivered a 430x return
For decades, Titan was the crown jewel of Rakesh Jhunjhunwala’s portfolio, a symbol of his legendary investment foresight. But now, a lesser-known stock has quietly overtaken it—one that turned a ₹3.5 investment into ₹1,728 per share.