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How to Build an Emergency Fund on a Low Income

Life is full of uncertainties—unexpected medical bills, sudden job loss, or urgent home repairs can disrupt your financial stability in no time. An emergency fund acts as a safety net, giving you peace of mind and financial security when life…

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Best ETFs in India for Intelligent Investing

Best ETFs in India for Intelligent Investing A Complete Guide for Indian Investors Exchange-Traded Funds (ETFs) have increasingly become popular among Indian investors seeking affordable, transparent, and diversified means of investing in the markets. Merging the ease of stocks and…

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What is IDCW in Mutual Fund?

What is IDCW in Mutual Fund? A Deep Dive into Income Distribution cum Capital Withdrawal Option In the changing scheme of mutual fund investing in India, terminologies and regulatory updates sometimes puzzle investors—at least the new ones. One of them…

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How To Choose Your First Fund?

How To Choose Your First Fund? A First-Timer’s Guide to Smart Mutual Fund Selection Entering the investment arena can seem daunting—particularly when you are bombarded by financial lingo and the option of hundreds of mutual fund schemes. For a first-time…

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Can Gold Jewelry be a wise investment choice?

Can Gold Jewelry be a wise investment choice? Both emotionally and financially, Indian culture has always valued the value of gold. From wedding rings to holiday purchases, gold jewelry is viewed as both a status symbol and reassurance of the…

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Which Silver ETFs are the most suitable for investment in 2025?

Which Silver ETFs are the most suitable for investment in 2025? Complete guide on becoming a master of exchange traded funds. The use of precious metals like silver has been a safe haven for investors during periods of economic instability,…

ITR Refund Delay FY24-25: CBDT Chairman reveals reasons; here's when you will get it and steps to check status
ITR Refund delay: The ITR filing deadline for this year was September 16 and taxpayers have been expecting their tax refunds for a while now. Ravi Agrawal said that taxpayers can expect their ITR refunds to be credited to their accounts soon.
Shopping, gifts, travel: How to enjoy wedding season without hurting your credit score
Wedding season spending can strain finances, but smart budgeting, mindful credit utilisation, and timely repayments can help protect your credit score while managing celebrations responsibly.
‘Credit score is the new festive currency’, India’s shopping season just got smarter
The festive season boosts economic activity with increased consumer spending. Credit plays a vital role, enabling consumers and small businesses to make timely purchases, supported by favourable credit scores that enhance borrowing opportunities.
What is a systematic withdrawal plan and how it works
A systematic withdrawal plan, or an SWP, works as the opposite of a systematic investment plan or an SIP.
Debt-to-income ratio explained: The key factor behind personal loan eligibility
A low debt-to-income ratio strengthens personal loan eligibility by showcasing repayment capacity, improving approval chances, reducing borrowing costs and supporting a healthier overall credit profile for responsible applicants.
CGAS explained for property sellers: Latest changes and how they reduce your tax
You can now use electronic modes to deposit money in CGAS, open accounts with private banks
Personal loan closure: What it really means for your credit score
If a personal loan closure alters an individual's credit mix and credit age, it can result in a slight temporary decline in credit score. If the personal loan is the only credit instrument, its closure will halt the progress of your credit score and history.
Consultant or employee: Which role actually leaves you better off?
Many employees think they would fare better financially as consultants due to tax benefits. How far is this correct? What are the risks of an employee being reclassified as a consultant?
8th Pay Commission: What happens to your DA hike until the new recommendations are implemented?
8th Pay Commission: With the approval of the 8th Pay Commission's Terms of Reference, the government is set to overhaul salary structures for employees. The current dearness allowance will remain in place until the commission's recommendations are finalised.
Freeze your credit report: When you should do it and why it matters
A credit freeze helps safeguard your financial identity by blocking unauthorised access to your credit report, reducing fraud risks while keeping your existing accounts and credit score fully unaffected.