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    • Popular LIC Policies
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Investing Early
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Investing Early Matters More Than Investing Big

Investing Early matters more than investing big. Learn how starting early builds wealth through compounding, discipline, and long-term growth. Many people believe that you need a big amount of money to start investing. However, this is not true. In reality,…

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Smart Money Management Tips for Long-Term Financial Stability

Achieving long-term financial stability is not about earning more money alone—it’s about managing money smartly and consistently. With the right habits, disciplined planning, and informed decisions, anyone can build a secure financial future. Here are practical and proven money management…

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Saving v/s Investment
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Saving v/s Investment – Understanding the Differences

Saving v/s Investment is a topic many people search for when they want to manage money better. Although both help you secure your future, they are not the same. In fact, understanding the difference can completely change how you handle…

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Smart Investing
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Smart Investing: Understanding Investing for Beginners

    Smart investing starts with understanding the basics. However, many beginners feel confused. Therefore, they delay investing. As a result, they miss valuable opportunities. This guide explains smart investing in a very simple way. Moreover, it helps beginners learn…

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Best investment option
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Best investment option : Mutual Funds vs Fixed Deposits

Best investment option : Mutual Funds vs Fixed Deposits – compare returns, risk, tax benefits, and choose the best investment option for your financial goals. Choosing the right investment is very important. However, many investors in India feel confused between…

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Beginner Investing
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Beginner Investing Tips to Choose the Best Mutual Fund

Beginner investing guide: Learn mutual fund investment tips and how to choose the best mutual fund for beginners to grow your wealth confidently. Investing for the first time can feel overwhelming. But, if you are a beginner, it is important…

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  • Mutual Funds: How SIPs and STPs help you build a stronger portfolio

    A systematic transfer plan (STP) enables investors to temporarily park funds before transferring to a target mutual fund. Combining STPs with systematic investment plans (SIPs) enables cost averaging and potential returns during the waiting period, aiding in disciplined long-term wealth creation.

  • Can my will provide for my pet's future care and maintenance?

    Structured planning for long-term pet care is becoming an important part of estate planning.

  • For a truly diversified portfolio, don’t ignore investing styles

    Your mutual funds may be diversified across asset classes and market cap, but many investors ignore a crucial third layer – diversifying across investing styles such as growth, value, and factor investing. This can protect your portfolio during downturns and supercharge it during bull runs.

  • Top banks offer these interest rates on long term fixed deposits. See details

    Most banks offer anywhere between 6 to 6.75% interest per annum on their fixed deposits (FDs) of 3-year tenor

  • Missing investment proofs that put salaried taxpayers on the taxman’s radar

    Most of the flagged cases in December involved returns where exemptions or deductions were claimed in the ITR but did not reflect in Form 16

  • The Maginot Line of investing: Why market timing rarely wins

    Investors chase market timing to avoid crashes, but even perfect execution delivers limited gains. History shows discipline and asset allocation beat prediction and panic.

  • Will foreign consulting income be taxed in India if not remitted?

    Income from services performed in India is taxable regardless of where it is paid or received. Residential status under tax and FEMA laws determines reporting and repatriation obligations.

  • What are focused funds, and why should you add them to your portfolio? Top-performing schemes explained

    Focused funds are those mutual funds which invest in a limited number of stocks (maximum being 30) and at least 65% in equity and equity related instruments.

  • Why recent returns could be a risky guide to mutual fund investing

    Investors should dig deeper into historical returns, not just stop at funds’ recent performance. They must even go beyond returns for their fund selection. Here's why

  • Job loss, EMIs still due? A smart repayment plan for personal loan borrowers

    Job loss can disrupt finances but a clear plan helps manage personal loan EMIs through budgeting, early lender communication, repayment restructuring, income rebuilding and credit protection during employment transitions.

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