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What to do when banks refuse to reduce home loan interest rates
While banks use varied benchmark rates, they often slow interest rate reductions and cut EMIs, but not tenure. Borrowers can still benefit from the lowest repo rate in three years. 
RBI rate cut: Time to rethink your home loan strategy?
The latest RBI rate cuts will particularly benefit borrowers who took home loans in 2020-2022 at rates of 6-6.5%, but saw the rates rise to 9-9.5% within a year.
817 credit score: The hidden advantages and loan offers you can expect
An 817 credit score unlocks faster approvals, lower interest rates and access to premium credit products, highlighting how strong financial discipline enhances borrowing power and negotiation advantages.
BOBCARD Cashback Credit Card offering 5% on online spends: Should you take it?
BOBCARD Cashback Credit Card offers 5 percent cashback on eligible online transactions and 1 percent on other eligible spends. The cashback is capped at ₹1,500 per statement cycle.
The real cost of pet parenthood: How to budget for a pet
Before bringing a pet home, it is important to understand the long-term costs and responsibilities involved.
Can my sister claim assets bequeathed to my late mother in father's will ?
It is recommended that you or the executor under the will consult a legal advisor.
Buying health insurance online? Here are some common mistakes to avoid
Purchasing exclusively premium plans creates another gap because less expensive policies frequently contain more stringent room rent limitations, co-pays, and sub-limits that only become apparent when a claim is made.
Should you really take a personal loan for festive gifts? The truth may surprise you
Festive spending pressures often push people towards a personal loan, yet borrowing for non-essential gifts can strain finances, making disciplined budgeting and mindful credit use essential for long-term stability.
5 smart credit card strategies every Indian user should master
Smart credit card strategies help users maximise rewards, control debt, manage credit utilisation and use EMIs wisely, ensuring secure financial habits and optimised credit card benefits for long-term stability.
Want your child to never worry about money? Start with these investments
Pocket money introduces children to financial management, allowing them to learn from small mistakes. In India, options like savings accounts, Demat accounts, and mutual funds help minors understand investing.