Advisors India

Base plan isn’t enough: How top-up insurance protects you from medical catastrophe
A super top-up can multiply your cover 25 times at a fraction of the cost—if you understand deductibles, claims, and coordination with your base policy.
How to regain control when you’re caught in a credit card debt trap
Credit card issuance has doubled in five years and dues have surged. Are more Indians slipping into a debt trap—and how can borrowers break free before it spirals?
8th Pay Commission salary calculator scam alert: What it is and dos and don’ts to avoid getting duped
Any news about salary hike and implementation of the 8th Pay Commission naturally grabs the attention of government employees and pensioners, and this is why it is important to check for red flags before you trust anyone.
Claiming HRA on rent paid to parents and relatives will be harder from 1 April
New disclosure mandates and stricter documentation will require taxpayers to prove that rent paid to family members is a genuine transaction rather than a tax-saving tactic.
The thali that never changes
Nearly a century ago, experts were serving up the same buffet of market explanations. Nothing has changed.
Dividend-yield funds have beaten flexi caps over the past decade. Should you invest in them?
Even though these defensive funds typically lag during aggressive bull runs, they have beaten flexi-cap funds, an investor favourite, over the past three, five, and 10 years. Tempted to dive in headlong? Read this first.
PPF, SSY, other small savings schemes are not only about tax saving - Here's what you are missing
Small savings schemes like PPF, SSY, and NSC are relevant even for the taxpayers who have opted for the new tax regime. These schemes are being changed and recast as tools for long-term, tax-resistant, purposeful saving. They are not out of date; their role in Indian household finance is changing.
Account aggregator 2.0: The inflection point India has been waiting for
The Account Aggregator framework, introduced by RBI, enables secure, consent-based sharing of financial data. It allows individuals to control their data while facilitating faster credit decisions and reducing reliance on manual document uploads, thus enhancing the financial ecosystem in India.
What is property tax? From how to calculate to penalty on late payments — all you need to know
Property tax, imposed by municipal authorities on real estate, varies by location and property value. From how to calculate to penalty on late payments — full details here.
What is professional tax and who needs to pay it? Is it part of your CTC? All you need to know
While it is not discussed as widely as income tax, professional tax is crucial for individuals earning incomes from their professions in states where this tax is levied. Here is everything you need to know.