Advisors India

Around 27 percent people take personal loan for travel, says report
Around 27 percent of respondents took a personal loan to fund their vacation in H1 2025, up from 21 percent during the same period in 2023, showed a Paisabazaar survey of 5,700 respondents
IDFC First Bank Ashva Credit Card: 4 travel benefits you should know
The IDFC First Bank Ashva Credit Card provides good travel benefits like complimentary lounge access, low forex mark-up fees, bonus reward points on travel, and a higher redemption rate on travel.
How much money do you need to retire early?
A 36-year-old with ₹1.2 crore in savings wants to retire by 41. What is his magic number?
Income Tax: What happens if you don’t file ITR for multiple years? Legal and financial consequences explained
Not filing income tax returns for multiple years leads to heavy penalties, interest, prosecution risk, and loss of financial benefits, making timely income tax filing essential for long-term compliance.
Accreditation is your hack into GIFT City AIFs
Accreditations enable people with lower investments to access global markets, benefit from tax efficiencies, and diversify portfolios beyond traditional domestic options.
RBI keeps repo rate unchanged at 5.5%: Will there be an impact on personal loans?
Repo rates and interest rates generally go hand in hand. This means when RBI slashes the repo rate, commercial banks are expected to follow suit by reducing/increasing lending rates as the case may be.
Swipe smart: Understanding the psychology behind credit and spending
Your credit behaviour is shaped by more than income—cognitive biases, emotional triggers, and habits play a big role. Here’s how to understand and reshape your financial decisions.
IDFC FIRST Bank raises the bar with credit cards offering interest as low as 8.5% p.a.
IDFC FIRST Bank offers the lowest credit card interest rate at 8.5% p.a., featuring lifetime-free cards, personalised APRs, ATM cash withdrawal benefits, and reward points that never expire.
Bonds aren’t as ‘safe’ as they once were. It’s time to rethink fixed-income strategies.
In this environment, relying heavily on long-duration bonds may no longer provide the risk-adjusted benefits investors have historically expected.
Comparing mutual funds? Don’t just look at returns – here’s what matters more
When comparing mutual funds, looking beyond returns is vital. Factors such as portfolio composition, market cap exposure, and fund management style significantly impact performance and risk, requiring investors to analyze more than just past returns for effective fund selection.