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News

  • How to merge two PF accounts, and is a withdrawal taxable?

    The latest UAN linked to your last employer should be retained, and the older one linked to your first employment must be merged

  • The second shift: How Gen Z is building wealth after office hours

    In an economy that demands diversification to survive, the best investment you can make might just be the one you do on a Saturday afternoon.

  • New Tax Regime: Is ELSS still relevant without Section 80C tax breaks?

    ELSS does not offer tax deductions under the New Tax Regime. However, it still has the potential to deliver strong returns and create wealth. With a three-year lock-in period, ELSS can help investors overcome emotions such as greed and fear and become more disciplined.

  • Managing investments in 2026 amid volatile markets and geopolitical uncertainty

    From crypto SIPs and precious metals to IPO mania, 2025 saw investors chase returns like never before. As markets remind them of risk, 2026 calls for discipline over FOMO.

  • Nominee vs legal heir: who really inherits your money?

    Understanding the crucial difference between nominees and legal heirs can save families from disputes and ensure smooth asset transfer.

  • Why children are quietly becoming their parents’ financial managers

    As fraud risks rise and finance grows more complex, adult children across urban India are becoming informal money managers for ageing parents—managing investments, blocking mis-selling and navigating a delicate balance between protection and autonomy.

  • Silver is not cheap gold: Why the catch-up trade is a dangerous myth

    As gold hits record highs, many investors assume silver is the obvious next bet. History shows that thinking can quietly damage long-term portfolios.

  • Will remote work during a short India visit trigger tax? What NRIs should know

    From overseas employees working briefly from India to gifting money to NRIs, here’s how Indian tax rules apply in two common cross-border situations.

  • Why the rich still get systematic investing wrong

    The rationale for systematic investing is independent of portfolio size. Whether an investor has ₹1,000 or several crores, market direction over the short or long term remains inherently uncertain.

  • 8th Pay Commission: Employee organisation demands 3.25 fitment factor and 5% annual increment, says report

    FNPO has said that the previous pay commissions did not apply the fitment factor consistently at all levels, both by design and necessity. Therefore, it has sought fitment factors ranging from 3.0-3.25 for various central government employee levels

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