Blog - Advisors India

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War: A Speed Breaker for India’s Growth?

India imports nearly 85 per cent of its crude oil requirement. That single statistic explains why global oil disruptions matter so deeply for the country. The first and most immediate impact of any escalation is crude oil prices. Even a…

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Insider info suggests Iran war can stretch on till September

Iran war: A report by Politico based on an internal Pentagon notification indicates that US Central Command has requested additional military intelligence officers to support operations against Iran for at least 100 days — and potentially through September.

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US-Israel vs Iran war enters Day 6: Azerbaijan summons Iranian ambassador after drone strikes, Australia deploys military assets, Tehran accuses US of ‘atrocity at sea’

The Iran-Israel war has escalated into a multi-theatre confrontation, marked by fresh missile barrages, expanding air strikes, and mounting civilian displacement. Countries are accelerating evacuations as the conflict widens, with maritime flashpoints and regional air defense alerts highlighting the growing…

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Rupee recovers to 91.58/USD from all-time low, experts flag suspected intervention, geopolitical pressure

The Indian rupee recovered on Thursday after hitting an all-time low of 92.31 against USD, though currency experts believe the domestic currency is likely to remain under pressure due to ongoing geopolitical tensions and elevated crude oil prices.

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West Asia crisis may disrupt crude, LNG supply chains, hit multiple Indian sectors: Crisil

It expects near-term impact on most Indian companies to be limited because of strong balance sheets, but prolonged uncertainty could elevate risks due to sustained increases in oil and gas prices and supply-chain disruption.

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IRDAI sets April 2026 deadline for Ind AS rollout, mandates parallel reporting in 1st year

The Insurance Regulatory and Development Authority of India has proposed a full transition to Indian Accounting Standards from April 1, 2026, marking a structural shift in how insurers report profits and capital. To ease the move, the regulator has suggested…

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How balanced credit mix improves credit score, boosts loan eligibility, say experts
A healthy credit mix can improve your credit profile by showing responsible borrowing behaviour. Here's how secured and unsecured loans, timely repayments and low credit utilization influence credit scores constructively and help borrowers access better financial opportunities.
8th Pay Commission: Top 5 latest official updates central government employees and pensioners must know
The 8th Pay Commission is holding stakeholder meetings and consultations. Central government employees can track key developments and submission deadlines before recommendations on salaries, pensions and allowances are finalized.
Property inheritance: How this one document can prevent family disputes later
A missing property document can lead to legal disputes over inheritance. Estate planning is essential for ensuring asset distribution aligns with one's wishes and minimises conflict among heirs after the owner's death. Here are the key components of estate planning. 
Bank holidays in August: SBI, HDFC, other lenders to be closed for 14 days next month; Check full RBI calendar here
In August 2026, RBI has marked 14 holidays for banks, during which in-branch services will not be available. UPI, ATM and other such essential services remain functional on holidays. Check full RBI's bank holiday calendar for next month here.
EPFO mandates PF, pension claim settlement within 20 days — What to do if it's delayed?
EPFO employees will experience faster settlements for provident fund, pension, and insurance claims, with a 20-day processing rule. Delays incur a 12% penal interest. Here's how employees can submit their complaints. 
EPF interest credit delayed? What it means for your savings
EPFO members have begun receiving the annual interest of 8.25% for FY2025-26 in their provident fund accounts, starting July 15. Interest is credited annually, and updates may take time to display, but any delays do not affect the amount earned.
Gifting money to your spouse? Here's when tax applies and who pays it
Transferring money to a low-income spouse to reduce tax liability can backfire, as income may be taxed in your hands under clubbing provisions if invested. Details here.
EPF withdrawal tax rules explained: When your corpus is tax-free, when it is taxable and how TDS works
EPF withdrawals are tax-free if an employee completes five years of continuous service. Withdrawals before five years may be taxable, except in certain cases such as ill health or employer closure. TDS rules depend on the withdrawal amount. 
REITs vs REIT mutual funds vs physical property: A complete guide to capital gains tax, TDS and post-tax returns
The same real estate exposure can result in different post-tax returns. REIT mutual funds and listed REITs offer a shorter holding period for long-term capital gains than direct property, while differences in income taxation and TDS can further impact investor returns.
ITR filing deadline nears: Why the 31 July deadline is more important than you think
Missing the ITR due date can have consequences beyond a late filing fee. Delayed filing may lead to interest on unpaid taxes and the loss of key tax benefits, such as carrying forward capital losses. Knowing the applicable deadline can help taxpayers avoid unnecessary costs.