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HDFC Bank#39;s mortgage book grew 18-20% incremently post merger, says senior executive

The lender additionally said its fundamental strategy has been to improve the turnaround time of processing at front end.

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An unconstitutional bond unravels in a big win for the right to information

Electoral Bonds: The Supreme Court ruling is a triumph of constitutional rights as the right to information and transparency trumped the bonds’ twin objectives (curbing the use of black money in elections and protecting the identities of parties in the…

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The electoral bonds#39; story: From Arun Jaitley convincing his secretary to the RBI#39;s issues

Subhash Chandra Garg, during whose tenure as the economic affairs secretary the electoral bonds scheme was notified, was initially apprehensive about it. However, he concluded that it helped in cleaning up cash financing of elections and “drastically reduced the contribution…

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Axis Bank shares fall 2% as Swamy moves court alleging Rs 5,100-crore scam

Subramanian Swamy has alleged that Axis Bank unlawfully gained by transacting in the shares of Max Life Insurance

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CEA Nageswaran says adaptation best insurance against climate change

Nageswaran was speaking at a workshop on climate finance jointly organised by the finance ministry#39;s department of economic affairs and the Asian Development Bank

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Mid-day Mood | Sensex, Nifty trim opening gains as RIL, banks see selling pressure

While the benchmark indices erased early gains, the broader market remained resilient. The market breadth also heavily titled in favour of gainers as two stocks rose for each one that fell.

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News

  • Should I pay equity STCG tax if my income is below the exemption limit?

    With basic exemption limits and deductions under both tax regimes, your total income may be tax-free. But residents and non-residents face different rules.

  • ITR Filing FY 2024-25: What if you file the wrong ITR form? Here's how to fix it before it's too late

    Filing the wrong ITR form for FY 2024-25 can delay refunds and attract notices. This article outlines simple steps to rectify incorrect ITR filing and avoid tax-related hassles.

  • DIY lending for Gen Z? Inside India’s new era of seamless, personalised credit

    By 2025, India's Gen Z, numbering around 380 million, will reshape the financial landscape with their demand for digital-first, secure, and intuitive financial services. The financial ecosystem must adapt to their expectations, particularly in lending, to create a borrower-centric experience.

  • Income tax filing: How to deal with inaccuracies in annual information statement

    While the AIS aims to improve voluntary compliance, the system’s early-stage flaws are causing more confusion than clarity.

  • Market manipulation exists, but it needn't affect the sensible investor

    Jane Street’s alleged Bank Nifty manipulation reveals how short-term trading remains a losing game—especially for retail investors. Long-term investing is the real safeguard.

  • Your Questions Answered: Is financial help from relatives or charities for hospital expenses taxable?

    Donations received for family hospitalisation are considered gifts and are tax-free if under 50,000 rupees per recipient. Exceeding this limit makes the total taxable. Gifts from close relatives remain tax-free. Documentation of donors is essential to avoid high tax rates.

  • Personal loan documents: Key differences for salaried vs self-employed applicants

    The documents required for a personal loan for a salaried individual may include salary slips, the bank statement, Form 16, etc. A self-employed person has to submit ITR, bank statements, business documents, etc.

  • Credit score after loan foreclosure: What really happens to your score?

    Loan foreclosure, or early loan closure, can impact your credit report and score. While it may cause a temporary dip, proper management can lead to long-term credit score improvement. It's crucial to stay on top of payments and verify account closure with lenders.

  • 7 smart ways to maximise credit card cashback and rewards in 2025

    Maximise credit card cashback and rewards with smart spending, card selection, bonus tracking, and full payments to enhance savings and avoid interest in the nation’s evolving credit landscape.

  • NPCI dangles incentives to boost RuPay credit cards, targets Visa-Mastercard turf

    NPCI boosts RuPay credit cards with bank incentives, aiming to challenge Visa and Mastercard’s dominance by leveraging UPI integration and offering attractive fee-based rewards to issuers.

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