Blog - Advisors India

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India’s pension system has a blind spot: those already old
India’s pension system is getting better at helping people save for retirement. But for older informal workers with little pension income, reverse mortgages could turn home equity into a financial lifeline.
Celebrities are selling sarees on Facebook, Instagram LIVE: Here's what works for them; social media advantages and more
Celebrities are using Facebook and Instagram Live to sell sarees, combining product demonstrations, entertainment and direct customer interaction. 
8th pay commission: What is fitment factor? We calculate salary hike for multipliers of 1.83, 2, 2.57 and 3.83
The commission, chaired by former Supreme Court Justice Ranjana Prakash Desai, is reviewing proposed pay and pension changes. Possible fitment factors range from 1.83 to 3.83. The panel’s report is due by May 2027. 
8th Pay Commission: 5 latest developments central government employees and pensioners should know
The 8th Pay Commission's latest updates include notices regarding visits to Mumbai, Bengaluru, Jaipur, and Chandigarh, as well as revised consultant engagement guidelines. Here are 5 key developments that central government employees and pensioners should know about. 
DA, pay scale, salary, pension, increments — Here's what can be expect from 8th CPC recommendations; full list
From dearness allowance (DA) to pay scale, salary structure and pension revision, increments and promotions — Here's the full list of what employees and pensioners can be expect from the 8th CPC. 
₹2 lakh credit card dues vs ₹5 lakh personal loan: Which debt should you repay first? Experts explain
Should you repay ₹2 lakh in credit card dues or a ₹5 lakh personal loan first? Experts explain why high-interest credit card debt usually takes priority, how minimum payments increase borrowing costs, and how to protect your credit score while repaying both debts. 
EV owners alert! Insurance claims for repairs may cost more than for petrol, diesel cars — here's how
Electric car insurance claims cost 14% more on average than comparable petrol and diesel car claims, with average costs rising further during monsoon conditions. Here's why.
Sold property but did not file ITR? ITAT gives taxpayer another chance to contest ₹90.09 lakh income tax penalty
A property seller facing a ₹90.09 lakh income tax penalty after failing to file an ITR has received another chance to appeal. The ITAT condoned the delay and ordered fresh consideration, but did not cancel the penalty or decide the tax dispute.
Will RBI’s new measures to support rupee affect overseas investments? Experts explain
The rupee surged 93 paise after the RBI tightened forex rules to curb dollar speculation. Experts explain how the measures could affect returns on US stocks, international mutual funds and ETFs, and what Indian investors should know about currency risk and overseas investments.
Earning ₹50,000, ₹1 lakh or ₹2 lakh a month? Here's how much you could save in 10 years
A consistent monthly investment can help salaried individuals build wealth over 10 years. For those earning ₹50,000, ₹1 lakh or ₹2 lakh a month, the potential corpus depends on how much they invest, the returns they earn and how inflation affects the future purchasing power of their savings.