Blog - Advisors India

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Double H-1B whammy narrowing path to the grand American dream

Wage-based selection process and $100,000 fees loom over upcoming H-1B lottery season

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Reliance resumes Russian oil imports

Reliance Industries has restarted buying discounted Russian crude oil. The company is sourcing barrels from suppliers not under sanctions. These shipments are heading to its refinery in Gujarat. This move is expected to limit a drop in India’s overall Russian…

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Banks seek certification on source of overseas transfers

High-street banks are now demanding testimonials on ‘sources of funds’ from wealthy Indians, NRIs, and businesses looking to move money abroad. This comes as the rupee’s slide against the US dollar tempts individuals to remit funds overseas, with banks insisting…

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BFSI earnings upgrades return after five quarters; SBI, ICICI Bank lead recovery

Within banking, positive earnings revisions were driven by large PSU lenders such as State Bank of India and Bank of Baroda, supported by healthy credit growth, improving asset quality and strong recoveries, while ICICI Bank saw stable earnings expectations on…

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Silver outlook for 2026 remains bullish, though volatility risks persist

Analysts see scope for silver to rise another 20 per cent from current levels by the first quarter of 2026, with prices potentially moving towards the $70–75 per ounce range by the end of the year if US interest rate…

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Dow, S&P 500 close at record highs as Santa rally starts

Indian markets saw a strong performance as US stocks hit record highs. The Dow and S&P 500 closed at new peaks. AI stocks rebounded, boosting investor confidence. Jobless claims fell unexpectedly, indicating economic resilience. Investors are anticipating potential rate cuts…

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How to merge multiple PF accounts after switching jobs: Step-by-step guide
Switching jobs often results in multiple EPF accounts under the same UAN. Employees must request EPFO to merge these accounts to ensure all retirement savings are consolidated. Here's how to do it online. 
SEBI introduces Life Cycle Funds: How will they help in building your retirement portfolio
An individual can choose a life cycle fund that aligns with their financial goal date. The fund has a diversified portfolio, starts with a higher equity allocation, and follows a glide path towards maturity.
PPF vs EPF vs VPF: Which should you choose? Here's a comparison of interest rates, tax benefits, tenure & more
Retirement planning can benefit from PPF, EPF, and VPF, which offer high interest rates and tax exemptions. PPF provides guaranteed returns at 7.1%, while EPF and VPF have 8.25%. Contributions to these schemes are eligible for tax benefits under Section 80C.
Will the new Income Tax Act be better for salaried taxpayers? Experts weigh in
The new Income Tax Act will come into force from 1 April 2026. Experts suggest that the new rules will be beneficial to salaried employees who opt for the old tax regime, as they will be able to claim higher exemptions and deductions. 
Retired and worried about volatile market? Here’s how to withdraw without running out of money
With the three-bucket retirement strategy, you can meet your regular monthly expenses, keep a cushion for the medium term, and grow your wealth in the long-term. The buckets provide flexibility to adjust funds within each bucket and offer complete control.
Volatile markets: How to shield your retirement fund and ensure regular monthly withdrawals
With the three-bucket retirement strategy, you can meet your regular monthly expenses, keep a cushion for the medium term, and grow your wealth in the long-term. The buckets provide flexibility to adjust funds within each bucket and offer complete control.
Advance tax final instalment deadline: Step-by-step guide on how a taxpayer can clear their dues online
The final advance tax payment for FY 2025–26 is due on 15 March. Taxpayers must estimate their income and pay in four instalments to avoid interest charges. Here’s your complete guide to clearing dues online.
Multi-asset funds are having a moment. This fund manager explains why
Multi-asset allocation funds are rapidly gaining traction among investors. Deepak Shenoy, CEO of Capitalmind AMC, sheds light on how these funds provide a balanced portfolio and if these funds are the right choice for your investment strategy
Advance tax final instalment deadline: Who must pay and what happens if you miss 15 March due date?
The final instalment of advance tax payment deadline for the financial year 2025-26 is March 15, 2026. Here's who much pay the tax and the penalty for missing the due date. 
Income Tax update: 7 major changes coming into effect from 1 April that could impact your finances — explained
Income Tax update: The Union Budget 2026 introduces amendments to the Income Tax Act in order to simplify compliance for taxpayers. Here is a list of crucial changes for Indian taxpayers that could impact an individual's finances.