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The economics of group health distribution
Irdai’s proposed distribution reforms need to account for the economics of group health insurance, where commissions are already low and intermediaries provide significant services to employers and employees.
8th Pay Commission: How fitment factor could change Level 6, 7 and 8 basic pay
8th Pay Commission resumes consultations in Bengaluru on 7 October. Here is what different fitment factors could mean for Level 6, 7 and 8 basic pay, amid employee union demands for higher salaries.
Sweat and savings: how to plan for Hyrox's associated expenses without going into debt
While competing in Hyrox offers a unique experience, the associated expenses require clear financial guardrails.
Booked a rental car online? These hidden charges and damage fees can increase your final bill, expert explains
A rental car’s advertised price may not be the final bill. Here are the charges and damage-liability terms customers should check before booking a self-drive car.
Gold and silver price today, Oct 6: Check retail rates of 24K, 22K gold and 999 silver in Mumbai, Delhi, other cities
Gold and silver prices today, 6 October: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.
Tax department rejected ₹37.82 lakh deduction, but ITAT cancelled the 200% penalty: What the ruling means
A Bangalore ITAT ruling has deleted a ₹23.31 lakh penalty imposed on a cooperative housing society that claimed a ₹37.82 lakh deduction under section 80P. The tribunal said a fully disclosed, bona fide claim on a debatable tax issue does not amount to misreporting.
Starting your first job at 21? Here’s how to start building your credit score without taking unnecessary financial risk
Starting a credit journey at 21 does not mean taking on unnecessary debt. A secured or entry-level credit card, disciplined spending, timely full repayments and controlled credit utilisation can help young borrowers build a strong credit history.
8th Pay Commission: Salary, pension, fitment factor — What employee unions want ahead of Bengaluru meeting
8th Pay Commission: Bengaluru meeting will hear stakeholder views on salaries, fitment factors, allowances and pensions. IRTSA has sought higher minimum pay and fitment factors, while RSCWS has called for stronger basic pay and better retirement security, with similar demands expected to be tabled. 
Lower premiums, higher out-of-pocket expenses: Experts decode proposed 10% health insurance co-pay rule
Health insurers may introduce a 10% co-payment on claims from January 2027, capped at ₹5 lakh per claim. While this could lower premiums, policyholders may face higher upfront costs during hospitalization. Here’s how the proposal could work and what consumers should check.
ITR filed in July, but refund still not received? Expert explains key reasons for the delay and what taxpayers can do
Filed your ITR in July or August but still waiting for your refund? Delays can happen for several reasons, from mismatches in tax details to processing issues. Here’s what taxpayers should check on the e-filing portal and when they may need to take further action.