Blog - Advisors India

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Bond market performed well, equities less so: RBI Deputy Governor Poonam Gupta on what lies ahead
India's bond market has outperformed many other nations in recent years, while equities lag behind. RBI’s Gupta notes in RBI's bulletin about what lies ahead for the stock market. 
Top 5 most recent 8th Pay Commission updates: Mumbai visit, Bengaluru meeting and more
The 8th Pay Commission has announced its visit to Mumbai for October 22-23, 2026, and its meeting in Bengaluru for October 7–8, 2026. Here are the five latest official updates, including consultant guidelines, visits to Jaipur and Chandigarh, and what employees and pensioners should know.
EPF balance not showing on member passbook? Here's why this happens and when you should worry
If your EPF is not displaying on the member portal, it may simply be a technical or processing issue, which in most cases can be fixed. Here's why this happens and when you should worry. 
Bank holiday today: Check if SBI, HDFC, ICICI branches are open or closed on Saturday, 26 September
Bank holiday today, 26 September: SBI, HDFC Bank and ICICI Bank branches are closed as it is the fourth Saturday. Public sector banks and RRBs will operate on Sunday, 27 September, ahead of the proposed nationwide bank strike from September 28-30.
Closing an unused credit card? Experts explain how it can affect your credit utilisation
An unused credit card may seem unnecessary, but closing it can reduce your total available credit and increase credit utilisation. Before cancelling a card, borrowers should consider its annual fee, benefits, credit limit, outstanding balances and role in their credit profile.
Income Tax Act 2025: What crypto investors should know about VDA provisions, TDS and ITR filing rules
The Income-tax Act, 2025 largely retains the existing tax treatment of VDAs, including the 30% tax and 1% TDS. However, section numbers have changed and a new reporting framework for crypto transactions will require investors to maintain detailed transaction and wallet records.
Gold ETF vs Gold FoF: How do they differ and which one costs more?
Gold ETFs trade live on stock exchanges, whereas Gold FoFs are bought and redeemed through mutual fund platforms at end-of-day NAV
Diversified equity mutual funds: Which top 5 schemes have outperformed their category over 3 years?
Three-year returns can tell you which diversified equity funds have delivered strong performance, but they don't show the full picture. Here’s a look at the funds that topped returns and how their performance stacks up by alpha. 
EPFO final PF withdrawal rule: How is your interest calculated up to the payment authorisation date?
EPFO calculates interest on final PF settlements up to the date the final payment is authorised, irrespective of when the claim was submitted. Here’s how the interest calculation works and what EPF members should know when making a final withdrawal.
PRIM vs mutual funds vs PMS: Experts explain how they differ on portfolio structure, costs, taxation and suitability
SEBI’s new PMS framework introduces PRIM, allowing investors to access professionally managed portfolios of mutual funds, ETFs and SIFs. Here's how PRIM compares with conventional PMS and mutual funds on investment, management, taxation and flexibility.